Account Transfer Menu
Use the Account Transfer menu option to
transfer funds immediately from one of your accounts to another,
such as from checking to savings.
Fill out the amount you would like to transfer in the “Transfer
Amount” field.
Dollars and cents – the field defaults to $1.00. Be sure to note
where you place the decimal place. For instance, typing in 33
would give a confirmation asking if you would like to transfer
$33.00. Typing 3.3 would give an error message. If you want to
add a transfer with anything less than whole dollars, the program
requires two decimal places. If add cents, you would need to show
both decimal places in order to confirm your transfer
Confirmation – Each transfer requested will take you to a confirmation
screen. Once you click the “Confirm transfer” button, your request
has been processed and the money moved electronically from one
account to another.
Regulation D errors – Certain interest bearing accounts allow
only so many withdrawals per month, see the notes on federal “Regulation
D” in your account disclosure forms for rules governing these
transactions.
Transaction Results
When you have made a successful transfer, you will see a Transaction
Results confirmation screen with a message:
| |
Transfer
Results |
| |
You have successfully transferred
$3.33
from 1 - Checking Account to 2 - Savings.
03-05-2003 05:00:40 PM MST
Refresh Balance |
Click on the Account Summary to go back to the balances of all
your credit union accounts, choose another menu option to access
those services, or use the Account Transfer fields at the bottom
of your screen to make another transfer from account to account.
Year to Date Help
Use the “Year to Date” menu option to view interest earned or
paid on an account in the current year to date, and the most recent
full calendar year. Select an account to view the Year to Date
and Prior Year to Date. These figures appear after the “Result”
message. The “prior year to date” is especially useful when doing
your taxes.
| Result
Your year to date interest for 2345-Line of credit
is $ 1.10
and your prior year to date interest is $ 1.23
|
|
Account Export Help
Use the Account Export menu option to download the account history
for any of your selected accounts. Use this feature for transferring
account information to a personal finance software such as MicroSoft
Money or Quicken, or to build spreadsheets or databases of your
transactions.
NOTE: QIF files may not be supported by all versions of Quicken.
When you select the download option from the ‘Accounts’ menu,
you will be asked to choose the download type (the format you
would like to receive your download in). You can download information
from your Internet banking accounts in several different formats.
Choose the one that best suits your needs:
QIF – Is the ‘generic’ file format that can be read and imported
by both MS Money and Quicken.
Comma Delimited – Use when importing into word processing documents
or databases.
Excel – Download into the familiar Microsoft Office spreadsheet.
(Note: Internet Explorer will automatically open this file in
an Excel file viewer. Save it as an Excel worksheet to work on
the data in a spreadsheet)
Most difficulties arise from not having a file type associated
with this download. When the file type is not recognized, the
file is typically saved in a *.html or *.txt format. You can correct
this by defining your Quicken or MS Money application to handle
*.qif files.
OFX format is not available from Online Banking.
To download in QIF
Press the ‘Submit Request’ button and you will receive a download
prompt. The screen will vary depending on the browser you choose.
In the below example, Internet Explorer 6.01 was the browser.
IMPORTANT NOTE: When importing a .qif file, you must be careful
selecting the date range. If two imported .qif files have overlapping
dates, the account record will contain duplicate transaction records.
TO IMPORT A .QIF FILE INTO MS MONEY:
Click on the File menu.
Select the Import… option.
In the pop-up box, enter the location and filename of the .qif
file to be imported
Press the Import button.
You can now choose to either backup your Money file or proceed
with the .qif import without backing up your files.
TO IMPORT A .QIF FILE INTO QUICKEN:
Click on the File menu
Select Import.
Select QIF File
In the pop-up box, enter the location and filename of the .qif
file to be imported or use the browse files option to find it.
Select the Quicken Account you wish to apply the import to and
press OK.
Highlight the new entries you wish to accept into the Account
or choose ‘Accept All’ if you would like to accept all entries.
Remember, be careful not to accept duplicate entries. You can
control the date range of transactions being entered by tailoring
your download request to a specific range.
NOTE: QIF files may not be supported by all versions of Quicken.
Downloading as a comma delimited file
Download your information as a comma delimited file to save it
to word processing and database applications. Choose ‘comma delimited’
from the downloading choices and press ‘Submit.’
Choose ‘Open’ to work with the file now, or ‘Save’ to save it
and work with the information later. NOTE: be sure to give the
filename an extension. Save as a .doc or .txt file to save it
to a word processor. If you click ‘Open’ you will need to assign
an application to open the file, such as a text editor or word
processor.
Downloading as an Excel file
Download your information as an Excel file in order to save it
and work with the data in an Excel spreadsheet.
In Internet Explorer, your file will open in an Excel-enabled
web viewer.
NOTE: The default view does not show grid lines, or extensive
formatting. You can save the file as a Excel worksheet (.xls)
and open then open the saved file in Excel to change settings,
sort format, chart or edit the data.
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