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Certificate & IRA Certificate Rates

Effective May 8, 2008
Term (days)
Share CDs
(minimum $500)
Mini Jumbo CDs (minimum $50,000)
Jumbo CDs
(minimum $95,000)
APY*
Dividend Rate
APY*
Dividend Rate
APY*
Dividend Rate
1 month (30-59)
1.25%
1.245% 1.30% 1.295% 1.35% 1.343%
2 month (60-89)
1.75%
1.74% 1.80 % 1.79% 1.85% 1.835%
3 month (90-179)
2.00%
1.99% 2.05% 2.035% 2.10% 2.084%
6 month (180-364)
2.65%
2.62%
2.70%
2.67%
2.75%
2.72%
1 year (365-730)
2.75% 2.72% 2.80% 2.77% 2.85% 2.815%
2 year (731-1095)
3.00% 2.96% 3.05% 3.01% 3.10% 3.06%
3 year (1096-1459)
3.55% 3.495% 3.60% 3.542% 3.65% 3.595%
4 year (1460-1824)
3.65% 3.595% 3.70% 3.64% 3.75% 3.69%
5 year (1825)
3.75% 3.69% 3.80% 3.74% 3.85% 3.785%

Smart CDs• (Minimum $500)
5 month—3.10% APY
11 month—3.35% APY
23 month—3.50% APY


Learn more about Certificates »

Learn more about Individual Retirement Accounts (IRAs) »


•This is a special rate that can not be used in conjunction with any other offer. Smart CDs will automatically renew at maturity into CDs with the following terms: 5 month will renew into a 6 month CD; 11 month will renew into a 12 month CD; 23 month will renew into a 24 month CD. You will have a grace period of ten calendar days after maturity to make changes to the CD or withdraw the funds without being charged an early withdrawal penalty.

*APY = Annual Percentage Yield.
Conditions may apply. Rates are correct as of the effective date shown and are subject to change without notice. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on your account. See our Fee Schedule and Account Disclosures. Ask a representative for complete details.


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NCUA

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.