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MasterCard and Visa

We offer a variety of credit card programs with these great benefits:
  • NO annual fees
  • Low interest rate for purchases—from 8.99% to 14.99% APR
  • Low interest rate for balance transfers, as low as 0%* APR—consolidate your other higher rate card balances to BrightStar CU and save
  • Free 24-hour online credit card account access and bill payment
  • A 25 day grace period on purchases. If you pay your purchase balance in full each month, then you'll pay no finance charges.
  • Credit limits of up to $20,000
  • Worldwide acceptance at millions of locations
  • Secured and Platinum cards available

To view our different credit card programs, rates, and disclosures Click here »

Apply for a credit card now »

Credit Card Account Access

As a BrightStar CU Credit Card holder, you can enjoy convenient online access to your account information, 24 hours a day, 7 days a week.

  • Check your available credit and current balance
  • View previous statements
  • Make your credit card payments online
  • Download transactions to your Personal Financial Management software
Login or Sign Up Now »

Verified by Visa


Protect your Visa card online with a personal password-it helps ensure that only you can use your Visa card number to buy online.

Go to Verified by Visa »

*Balance Transfer APR: as low as 0% on new accounts within 10 days of the approval for the first 6 billing cycles of the Account, thereafter 8.99% to 14.99%, only applies to balance transfers from other financial institutions


Loans and Credit Cards Links

Smarter Way to Borrow.

Whatever your needs, a home equity line of credit is probably the smartest way to borrow money.

Learn more »




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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.