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We, our, and us, when used in this notice, mean BrightStar Credit
Union. This is our privacy notice for our members. When we use
the words “you” and “your” we
mean the following types of members:
- Our consumer members who have a continuing relationship by
purchasing or holding financial products or services
such as a(n):
- Share account
- Loan account
- Credit card account
- Safe deposit box
- Retail installment contract we hold
and service
- Insurance policies issued by or
through us
- Self-directed Individual Retirement Account
- Financial, investment, or economic advisory services
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information
about you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information does
not include information that is vailable from public sources,
such as telephone directories or government records. Hereafter,
we will use the term “information” to mean nonpublic
personal information as defined in this section.
An affiliate is a company we own or control.
A nonaffiliated third party is a person we
do not employ or a company that is not an affiliate of ours.
This is also known as nonaffiliated third party, or simply,
an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive as a result of verifying member information
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY
OF YOUR INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide products
or services to you. We maintain physical, electronic, and procedural
safeguards to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone
except as disclosed in this policy or as permitted by law. Examples
of this might include disclosures necessary to service your account
or prevent unauthorized transactions.
INFORMATION ABOUT FORMER MEMBERS
We do not disclose information about former members,
except as permitted by law.
AUTHORIZED SHARING - OUTSIDE MARKETING
SERVICES
We may disclose the following information to companies
that perform marketing services on our behalf:
- Information you give us on an application or other forms,
such as:
- Name
- Address
- Phone number
We disclose the information listed above with companies that
perform marketing services on our behalf. You do not have a right
to opt out of the disclosure of this information. We may also
disclose information about you to other outside marketing services
as permitted by law.
Types of Businesses
Here are the types of businesses with whom we may disclose information
for outside
marketing purposes:
- Service providers that perform marketing services for us,
such as:
Reasons For Disclosing
We may disclose information about you to companies that perform
marketing services on our behalf to provide you with information
about additional products and services.
215925-030
© 2000 Bankers Systems, Inc., St. Cloud, MN
Form ASKPRIVBROCU 9/4/2001 2.1/4683
If you have any questions or concerns about this policy, please
contact us. Our contact information is listed in the "Contact
Us" section of our web site.
BrightStar CU's commitment
to information security »
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