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Certificates

A BrightStar CU Certificate locks in a guaranteed rate for a term that you choose. We offer several choices with terms from 1 month to 5 years.

FLEXterms
It's totally your choice, whether you need a term of 45 months or 45 days. Our flexible terms allow you to choose your own maturity date and still benefit from great rates.

  • Our Share CD requires a minimum of only $500 to start.
  • Our Mini Jumbo CD requires a minimum of $50,000 to start.
  • Our Jumbo CDs require a minimum of $95,000 to start.
With a BrightStar CU Certificate:
  • Get stable, secure returns on your money
  • Earn competitive dividends monthly
  • Enjoy peace of mind knowing your money is insured by the NCUA
  • Receive statements quarterly (or monthly if you have a Checking Account)
  • View your accounts online using Free Online Banking
  • Choose to compound your dividends monthly or have them paid to you or another BrightStar CU account

See our current CD rates »

Open a Certificate »

Read our Account Disclosures and Fee Schedule »


BrightStar CU offers more choices and other Investments and Insurance options. Learn More »


Savings and Checking Links

FREEdom from ATM fees BrightStar Credit Union has added hundreds of totally FREE and unlimited ATMs for Members in South Florida—thousands nationwide!


NCUA

Your accounts at BrightStar CU are federally insured by the NCUA for up to $100,000.

Learn more »



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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.