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Individual Retirement Accounts

Individual Retirement Accounts An Individual Retirement Account (IRA) from BrightStar CU is the perfect way to build your retirement nest egg. We offer several choices:

IRA Savings Account
  • Earn competitive dividends monthly
  • Enjoy peace of mind knowing your money is insured by the NCUA
  • Receive statements quarterly (or monthly if you have a Checking Account)
  • View your accounts online using Free Online Banking
  • Start with a low $1 minimum opening balance
  • Easily make deposits throughout the year or in one lump sum
  • No monthly fee
  • Traditional, Roth or Coverdell IRA options available
IRA Certificates

A BrightStar CU IRA Certificate locks in a guaranteed rate for a term that you choose. Mini Jumbo and Jumbo IRA Certificates are also available.
  • Get stable, secure returns on your money
  • Earn competitive dividends monthly
  • Enjoy peace of mind knowing your money is insured by the NCUA
  • Receive statements quarterly (or monthly if you have a Checking Account)
  • View your accounts online using Free Online Banking
  • Traditional, Roth or Coverdell IRA options available
  • Make additional deposits during the term of your IRA Certificate

To open an IRA, speak to a BrightStar CU representative today.

See our current IRA CD rates and terms »

Read our Account Disclosures and Fee Schedule »

Learn the difference between Traditional, Roth and Coverdell IRAs. Learn More »

How to transfer or rollover your retirement funds from elsewhere to BrightStar CU. Learn More »

BrightStar CU offers more choices and other Investments and Insurance options. Learn More»

 


Savings and Checking Links

FREEdom from ATM fees BrightStar Credit Union has added hundreds of totally FREE and unlimited ATMs for Members in South Florida—thousands nationwide!


NCUA

Your accounts at BrightStar CU are federally insured by the NCUA for up to $100,000.

Learn more »



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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.