*APR = Annual Percentage Rate. Conditions and credit approval apply. Individuals who meet the lending and account criteria may qualify for rates as low as 1.75% APR* for Platinum Star Members and as low as 2.25% APR* for non-Platinum Star Members for 36 months. Other rates and terms are available. Your actual rate, term and payment may vary, depending on your credit history, loan amount and other factors. Offer does not apply to refinancing of BrightStar CU auto loans.

*Receive a $150 rebate when you refinance an auto loan of $20,000 or greater; $75 rebate for auto loans of $10,000 to $19,999. No rebate on loans less than $10,000. You’ll need your loan number and current loan balance from the other financial institution (as well as payment address). Loan balance must be at least $5,000 to be refinanced from another financial institution. Rebate is not guaranteed and will depend on credit history and other factors. We’ll finance up to 130% of NADA (clean retail) depending on credit-worthiness, model year of vehicle (2011-2021 models only) and vehicle mileage. Depending on the loan terms, your monthly payments may or may not be reduced. The actual amount of money you save, if any, will vary. Any loan rates quoted are Annual Percentage Rates and are subject to change. Offer is subject to change or end without notice. Offer does not apply to refinancing existing BrightStar CU auto loans. Please call us for our current rate floor (the lowest possible rate at which we can refinance your loan). Your actual rate and term may vary, depending upon your credit history and other factors. Other conditions, restrictions and credit approval apply. Member NCUA. This sale includes no payments for 90 days from the date of loan origination. Offer is subject to change or end at any time without notice. Membership eligibility is required. Ask a representative for complete details.

This special offer cannot be used in conjunction with any other offer – nor in addition to another rate discounts. *APR = Annual Percentage Rate. Conditions and credit approval apply. Individuals who meet the lending and account criteria may qualify for rates as low as 1.75% APR* for Platinum Star Members and as low as 2.25% APR* for non-Platinum Star Members for 36 months. Other rates and terms are available. Your actual rate, term, payment and down payment may vary, depending on your credit history, loan amount and other factors. Offer does not apply to refinancing of BrightStar CU auto loans. Offer is subject to change or end at any time without notice. Membership eligibility is required. A minimum loan of $10,000 is required for the Automatic Cash Back promotion. Ask a representative for details. Federally insured by the NCUA.

*Special introductory rate offer only available when an immediate draw of at least $10,000 is made, after 12 months your rate will revert to a standard rate as low as Prime Rate minus .25% APR. Membership eligibility is required. Conditions and credit approval apply. Offers are subject to change or end at any time. The cost and fees disclosed are estimated and are subject to change. Additional fees may be imposed, depending on the loan program selected. APR=Annual Percentage Rate. Our Home Equity Lines of Credit have no annual fee and no application fee. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The maximum APR that may be imposed is 18%. Consult your tax adviser to determine tax benefits, if any. Members may be required to pay for an appraisal, which can range from $325-$550. Simultaneous loan closing are not eligible for this promotion. This promotional offer is only available for new loans and cannot be extended to an existing loan.