Platinum Star Membership

The Stronger Your Relationship with BrightStar, the More Perks You Get!

The more you use the Credit Union, the more you can benefit. Get special perks based on your BrightStar relationship.

Every BrightStar Credit Union member is a star – But you may qualify for our elite Platinum Star Membership as well.

Benefits You Get:

  • Free exclusive star design checks.
  • Free Official checks.
  • A 0.25% APR discount on a new Auto Loan (new or used), Fixed Rate Home Equity Loan or Vacation Loan.
  • A 0.25% APY bump-up on a new or renewing CD. (Certain restrictions may apply.*)
  • 10 off the annual fee for a Safety Deposit Box.
  • $50 off the price of a new Auto Loan GAP Policy.
  • No overdraft transfer fee on Advantage & Interest Checking accounts.


Have an active BrightStar CU Checking Account & Visa Check Card, PLUS use any two of the following three services:
  • Have at least $20,000 in combined BrightStar balances, OR
  • Have Direct Deposit of at least $500 monthly to your BrightStar Checking, OR
  • Use free Online BillPay to pay at least 1 bill per month

Your Relationship Counts!

  • If you meet the requirements for Platinum Star Membership, you’re automatically enrolled—so there’s no need to sign up.
  • For more information or to sign up for any of these services, please drop by, call us or go online. 954-486-BSCU (2728) 800-637-BSCU

*Certain restrictions may apply. In addition, special offers may impact the availability of this benefit. For details, visit our “rates” page or ask a representative.
**Your combined BrightStar balances include your BrightStar deposit account balances (checking, savings, CDs) plus your loan balances (auto loans, personal loans, excluding first mortgage loans not held at the CU), plus your Investment Center account balances—but does not include the new loan, CD or account balance on which you will receive the bonus/discount. For example: If you have a $15,000 BrightStar car loan, $2,000 in your Savings, plus $10,000 invested in an Investment Center account—your combined balances are $27,000. Program benefits must be requested at the time the check order is placed, when the items are purchased, when the new account is opened/renewed, when the loan application is submitted—or within 60 days of any such activity. Star membership benefits cannot be used in conjunction with any other special offers, special rates, special car sales or coupons. Limit one free box of checks per calendar year. Rate discounts and bonuses are for new loans and new/renewing CDs only, not applicable on existing loans or CDs. CDs must be for a term of at least 6 months to qualify for the higher APY. Star Membership levels can change at any time, based on your balances, services used, periodic reports that we generate and other factors. There may be a time delay in providing credit to members for some services used. This program, its requirements and its benefits are subject to change or end at anytime without notice. Member accounts must be in good standing to qualify. Other conditions and limitations may apply. Ask a representative for complete details. Member NCUA. An Equal Housing Lender.