Credit Cards

 Better than the average card...

We will help you find the perfect card!

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Cash Rewards Card Mockup

Visa Platinum Cash Rewards Card

  • 0% APR* on purchases for XX-months, after that as low as XX.XX%
  • 3.99% introductory APR** on balance transfers for XX-months
  • No annual fees
  • No Balance Transfer fees
  • Earn 1.5% cash rewards on all purchases
  • Control and manage your Cash Rewards card by using the BrightStar Card App™
credit card mockup

Visa Platinum Card

  • 0% APR* on purchases for XX-months, after that as low as XX.XX%
  • E.EE% introductory APR** on balance transfers for 00-months
  • Credit limits up to $50,000
  • No Balance Transfer fees
  • No annual fees
  • Control and manage your card by using the BrightStar Card App™
credit card mockup

Educator Rewards Visa Platinum Card

  • 0% APR on purchases for 00-months, after that as low as 00.00% APR
  • E.EE% APR*** on balance transfers for 00-months, after that as low as 00.00% APR
  • NO annual fee and NO Balance Transfer Fee
  • Earn points towards gift cards, cash back, travel rewards and more
  • No penalty rates
  • Credit limits up to $50,000
  • Same low interest rate on balance transfers and cash advances as on purchases
  • Travel Benefits including Accident Insurance, Auto Rental and Luggage Insurance.
  • Control and manage your card by using the BrightStar Card App™
  • NortonLifeLock™ Identity Theft Protection
Business Elite Card Mockup

Business Elite Rewards Credit Card

  • 0% APR on Purchases for 00-months, after that as low as 00.00% APR
  • 0.00% APR†† on Balance transfers for 00-months, after that as low as 00.00% APR
  • NO Annual Fee and NO Balance Transfer Fee
  • NO Penalty Rates.
  • Credit limits up to $50,000.
  • Earn reward points for gift cards, cash back, travel rewards and more.
  • Premium purchase protection and extended warranty.
  • Travel benefits including NortonLifeLock™ Identity Theft Protection, Luggage Insurance and more.
  • No cost travel accident insurance.

Credit Card Account Access

  • As a BrightStar CU Credit Card holder, you can enjoy convenient online access to your account information, 24 hours a day, 7 days a week.
  • Check your available credit and current balance
  • View previous statements.
  • Make your credit card payments online
  • Download transactions to your Personal Financial Management software
  • Simply login to Online Banking or Sign Up from our home page in order to connect to your credit card.

Shop Online with Confidence!

  • Protect your card online with a personal password-it helps ensure that only you can use your card number to buy online.

*The Prime Rate used to determine your APR is the highest rate published in the Wall Street Journal as selected by the Credit Union in the calendar month preceding the month in which the APR changes. Your APR for purchases, cash advances and balance transfers can change every January and July of each calendar year and is determined by adding a margin of 5.74% to 13.24% (7.74% to 14.24% for Cash Rewards Platinum Visa) to the Prime Rate.

**APR= Annual Percentage Rate. The Introductory Balance Transfer APR is 0.00% for Visa Platinum and Visa Platinum Secured (or 0% APR for the Visa Platinum Cash Rewards) on new accounts within 60 days of the approval for the first 12 billing cycles of the Account, thereafter 0.00% to 18.00% (00.00% to 18.00% for Visa Platinum Cash Rewards), only applies to balance transfers from other financial institutions. Rates are subject to change.

***The Introductory Balance Transfer APR is 0.00% for the Educator’s Rewards Platinum Visa on new accounts within 60 days of the approval for the first 12 billing cycles of the Account, thereafter 00.00% to 18.00%, only applies to balance transfers from other financial institutions. Rates are subject to change.

†APR= Annual Percentage Rate. Certain terms, conditions and exclusions apply. Conditions and credit approval apply. Rates are based on individual credit history and other factors. Actual rates may vary. Proof of Public, Charter School, Private School, College or University employment required. Retired Broward Schools Educators are eligible. Balances on existing BrightStar Credit Cards may not be transferred at this special promotional rate. The above information is accurate as of (00/00/00), all rates displayed are subject to change without notice. Membership eligibility required. Certain terms, conditions and exclusions apply. Conditions and credit approval apply. Rates are based on individual credit history and other factors. Actual rates may vary. Paycheck stub or school ID required. Federally insured by NCUA.

††APR= Annual Percentage Rate. The Promotional Balance Transfer ANNUAL PERCENTAGE RATE for the first 12 billing cycles is 0.00%, which corresponds to a Monthly Periodic Rate of 0.33%; thereafter FINANCE CHARGES on the Balance Transfer will accrue based on the ANNUAL PERCENTAGE RATE and Monthly Periodic Rate for Balance Transfers applicable to your Account. Transfers and cash advances are subject to FINANCE CHARGES as of the date the transfer is posted to your Business Elite Rewards Account. Transfers and balance payoffs will not result in closure of your other credit cards/loans. You must notify the financial institution directly to request account closure. Transfers will NOT be initiated in excess of your credit limit. Any balance remaining with another financial institution after the balance transfer is issued will be your responsibility. Balance transfer must occur within the first 60 days of BrightStar CU credit card Account opening; any balance transfers after the first 60 days will accrue FINANCE CHARGES based on the ANNUAL PERCENTAGE RATE and Monthly Periodic Rate for Balance Transfers applicable to your Account. You may not use balance transfers to pay off existing BrightStar CU loans or lines of credit. The above information is accurate as of (00/00/00), all rates displayed are subject to change without notice.