Credit Cards

 Better than the average card...

Shopping with a rate as low as 11.24% APR* is a no brainer. Get your credit card today and start saving!

  • BrightStar Credit Cards have no annual fee, no balance transfer fee, great low interest rates, credit limits up to $50,000, a 25-day grace period for purchases and worldwide acceptance at millions of locations—plus free convenient online access to your account.

Visa Platinum Cash Rewards Card

  • No Balance Transfer fees
  • No annual fees
  • Standard APR for purchases as low as 13.24%
  • 0% introductory APR* for balance transfers for 6-months
  • Earn 1.5% cash rewards on all purchases

Visa Platinum Card

  • 3.99% introductory APR* for balance transfer for 6-months
  • No Balance Transfer fees
  • Standard APR for purchases starting as low as 11.24%
  • No annual fees
  • Credit limits up to $50,000

Visa Platinum Secured

  • Annual Fee: $0 | APR: Interest Rates as low as 11.24%
  • Auto Rental Insurance, Lost Luggage Insurance, Hotel/Motel Burglary Insurance, Auto Rental Discount, Concierge Service, and more.
  • Coverage in the event of an accident or loss when tickets are purchased with BrightStar credit card on any common carrier – air, land or sea.
  • Help in coordinating medical, legal and travel services while away from home.
  • Build your credit history while enjoying the convenience of a credit card. (Credit limit is secured by your BrightStar Savings.)

Business Elite Rewards Credit Card

  • 0% APR(1) on Purchases for 12 months, after that as low as 12.24% APR(1)
  • 3.99% APR(1) on Balance transfers for 12 months, after that as low as 12.24% APR(1).
  • NO Annual Fee and NO Balance Transfer Fee
  • NO Penalty Rates.
  • Credit limits up to $50,000.
  • Earn reward points for gift cards, cash back, travel rewards and more.
  • Premium purchase protection and extended warranty.
  • Travel benefits including auto rental insurance, luggage insurance and more.
  • No cost travel accident insurance.

Credit Card Account Access

  • As a BrightStar CU Credit Card holder, you can enjoy convenient online access to your account information, 24 hours a day, 7 days a week.
  • Check your available credit and current balance
  • View previous statements.
  • Make your credit card payments online
  • Download transactions to your Personal Financial Management software
  • Simply login to Online Banking or Sign Up from our home page in order to connect to your credit card.

Shop Online with Confidence!

  • Protect your card online with a personal password-it helps ensure that only you can use your card number to buy online.

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*The Introductory Balance Transfer APR is 3.99% for Visa Platinum and Visa Platinum Secured (or 0% APR for the Visa Platinum Cash Rewards) on new accounts within 10 days of the approval for the first 6 billing cycles of the Account, thereafter 11.24% to 18.00% (12.74% to 18.00% for Visa Platinum Cash Rewards), only applies to balance transfers from other financial institutions. Rates are subject to change.

(1)The Promotional Balance Transfer ANNUAL PERCENTAGE RATE for the first 12 billing cycles is 3.99%, which corresponds to a Monthly Periodic Rate of 0.33%; thereafter FINANCE CHARGES on the Balance Transfer will accrue based on the ANNUAL PERCENTAGE RATE and Monthly Periodic Rate for Balance Transfers applicable to your Account. Transfers and cash advances are subject to FINANCE CHARGES as of the date the transfer is posted to your Business Elite Rewards Account. Transfers and balance payoffs will not result in closure of your other credit cards/loans. You must notify the financial institution directly to request account closure. Transfers will NOT be initiated in excess of your credit limit. Any balance remaining with another financial institution after the balance transfer is issued will be your responsibility. Balance transfer must occur within the first 10 days of BrightStar CU credit card Account opening; any balance transfers after the first 10 days will accrue FINANCE CHARGES based on the ANNUAL PERCENTAGE RATE and Monthly Periodic Rate for Balance Transfers applicable to your Account. You may not use balance transfers to pay off existing BrightStar CU loans or lines of credit. The above information is accurate as of July 31st 2018, all rates displayed are subject to change without notice.