Credit Cards

 Better than the average cards...

Shopping with a rate as low as 10.24%APR* is a no brainer. Get your credit card today and start saving!

  • BrightStar Credit Cards have no annual fee, no balance transfer fee, great low interest rates, credit limits up to $20,000, a 25-day grace period for purchases and worldwide acceptance at millions of locations—plus free convenient online access to your account.

Visa Platinum Cash Rewards Card

  • No Balance Transfer fees
  • No annual fees
  • Standard APR for purchases as low as 12.24%
  • 0% introductory APR* for balance transfers for 6-months
  • Earn 1.5% cash rewards on all purchases

Visa Platinum Card

  • 3.99% introductory APR* for balance transfer for 6-months
  • No Balance Transfer fees
  • Standard APR for purchases starting as low as 10.24%
  • No annual fees
  • Credit limits up to $20,000

Visa Platinum Secured

  • Annual Fee: $0 | APR: Interest Rates as low as 10.24%
  • Auto Rental Insurance, Lost Luggage Insurance, Hotel/Motel Burglary Insurance, Auto Rental Discount, Concierge Service, and more.
  • Coverage in the event of an accident or loss when tickets are purchased with BrightStar credit card on any common carrier – air, land or sea.
  • Help in coordinating medical, legal and travel services while away from home.
  • Build your credit history while enjoying the convenience of a credit card. (Credit limit is secured by your BrightStar Savings.)

Credit Card Account Access

  • As a BrightStar CU Credit Card holder, you can enjoy convenient online access to your account information, 24 hours a day, 7 days a week.
  • Check your available credit and current balance
  • View previous statements.
  • Make your credit card payments online
  • Download transactions to your Personal Financial Management software
  • Simply login to Online Banking or Sign Up from our home page in order to connect to your credit card.

Shop Online with Confidence!

  • Protect your card online with a personal password-it helps ensure that only you can use your card number to buy online.

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*The Introductory Balance Transfer APR is 3.99% for Visa Platinum and Visa Platinum Secured (or 0% APR for the Visa Platinum Cash Rewards) on new accounts within 10 days of the approval for the first 6 billing cycles of the Account, thereafter 10.24% to 18.00% (12.24% to 18.00% for Visa Platinum Cash Rewards), only applies to balance transfers from other financial institutions.