Cruise Vacation Giveaway!*

Take out a Home Equity Line of Credit and make an immediate draw to win!


You’ll receive a certificate for a 5 day/ 4 night cruise to Mexico, The Bahamas or the Western Caribbean. Make a $15,000 draw or more and the vacation is yours!

This promotion is valid from June 1st – June 30th

Choose a HELOC with a Rate as Low as 1.89%** APR or a Fixed Rate Home Equity Loan.

 Use loan proceeds to make home repairs, consolidate bills, pay tuition, take a trip and more.

Fixed Rate Home Equity Loan

Choose from a variety of terms—and save money with fixed rates as low as 5.00% APR. 
  • No application fee.
  • No annual fees.

Home Equity Line of Credit

Enjoy access to your HELOC with convenience checks.
  • You could qualify to borrow up to 90% of the equity in your home
  • Great Rates available
  • The interest you pay may be tax deductible

What does the cruise include?

  • Cruise includes an interior stateroom (based on double occupancy).
  • Onboard gourmet meals and snacks, complimentary 24-hour stateroom service
  • A wide range of entertainment including Las Vegas-style shows.
  • Dozens of exciting shipboard activities.
  • Fabulous international cities to visit and shop!

Cruise Promotion Q & A

Learn More

*Special offer only available when an immediate draw of $15,000 is made. Home Equity Line of Credit draw must stay open for at least 60 days. Membership eligibility is required. Conditions and credit approval applies. Promotion is subject to certificate availability. Promotion subject to change or end at any time. Additionally fees may be imposed depending on the loan program selected. Property, wind or flood insurance required, which may add additional costs. APR = Annual percentage rate. Our Home Equity Lines of Credit have no annual fee and no application fee. HELOC APR’s are variable and indexed to the Prime Rate as published in the Wall Street Journal. The maximum APR that may be imposed is 18%. Consult your tax advisor to determine tax benefits, if any. Members may be required today for an appraisal, which can range from $325 – $550. Simultaneous loan closings are eligible for this promotion. The promotional offer is only available for new loans and can not be extended to an existing loan. Cruise certificate recipients are responsible for port charges, taxes, and fees of $39.60 per day per person ($198). Cruise certificates need to be registered within 45 days, and should be sent in with the $19 per person registration fee. Certificates are valid for 18 months. BrightStar Credit Union is not responsible for your safety on board or in any port of call. See cruise certificate for full cruise details. Promotion is for the month of June and must closed by July 31, 2019.