Educator Traditional IRA Certificate and Savings

Build a Bright Retirement with Our New Educator IRA Products

Enjoy higher rates of return, maximum security, and tax advantages with our Educator Traditional IRA Certificate and Savings. These products are designed specifically for educators, retirees, or personnel who work in education to secure their financial future.

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Here's why these products are perfect for educators:

IRA Certificate:

  • Competitive Rates - Longer Terms: Tailored APY tiers ensure money grows steadily, with fixed rates on our IRA CD up to 4.25% on our 3-, 5- or 7-year terms.
  • Accessibility: This product offers no penalty for withdrawals of up to 20% of the balance, for every 12 months, keeping funds liquid.
  • Additional Deposits: Easily deposit additional funds 1 time during a 12-month period.

IRA Savings:

  • Competitive Rates- Balance Based Tiered Pricing: Tailored APY tiers ensure members get the most out of their money, with competitive rates based upon account balances.
  • Accessibility: This product offers no penalty on withdrawals, keeping funds liquid.
  • Additional Deposits: Easily deposit funds based on the annual contribution limits.

If you are in need of financial advice or guidance, feel free to contact our Financial Advisor, Robert Crabtree at (954) 228-7991.

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FAQ: Educator IRAs

The Educator Traditional IRA Certificate and Savings are new financial products designed specifically for educators, retirees, or personnel in the education sector to help them build a secure retirement portfolio.

These products provide an easy and secure way to build a retirement portfolio while deferring paying taxes. They offer protection of funds and are federally insured by the NCUA, ensuring the safety of your investments.

Yes, both the Educator Traditional IRA Certificate and Savings are federally insured by the NCUA.

Yes, these products are a beneficial alternative for educators looking to place their DROP retirement funds in something other than a typical annuity.

These products are ideal for educators, retirees, or anyone who works in education and is looking to build a bright and secure retirement.

DROP (Deferred Retirement Option Plan) funds are retirement savings that educators can accumulate, and these new products provide an excellent alternative investment option for these funds.

Membership eligibility required. Certain terms, conditions, and exclusions apply. Conditions and credit approval apply. Rates are based on individual credit history and other factors. Actual rates may vary. Balances on existing BrightStar Credit Cards may not be transferred at this special promotional rate. Paycheck stub or school ID required. BrightStar Credit Union is federally insured by the NCUA. No early withdrawal penalty waiver by the Credit Union affects any tax-related penalties or any other tax consequences on any withdrawal (early or otherwise).