{"id":10857,"date":"2020-08-04T20:54:52","date_gmt":"2020-08-05T00:54:52","guid":{"rendered":"https:\/\/www.bscu.org\/?page_id=10857"},"modified":"2026-01-05T13:06:24","modified_gmt":"2026-01-05T18:06:24","slug":"cashrewards","status":"publish","type":"page","link":"https:\/\/www.bscu.org\/es\/cashrewards\/","title":{"rendered":"Tarjeta de recompensas en efectivo"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row vc_custom_1748886634540 row-container\" style=\"padding-top: 100px ;padding-bottom: 100px ;\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.bscu.org\/wp-content\/uploads\/2024\/12\/Website-Slider-2024-18-2.jpg);background-repeat: no-repeat;background-position: center center;background-attachment: scroll;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row unequal limit-width row-parent\" data-height-ratio=\"25\" data-minheight=\"150\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left align_left_tablet align_left_mobile column_parent col-lg-6 col-sm-100 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1726001197850 no-block-padding\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h3 font-weight-600 text-color-xsdn-color\" ><span><span style=\"color: #000000;\">Tarjeta Visa Platinum Cash Rewards<\/span><\/span><\/h2><\/div><div class=\"clear\"><\/div><\/div><div class=\"uncode_text_column\" ><p><span style=\"color: #000000; font-size: 16px;\">M\u00e1s efectivo. M\u00e1s recompensas.<\/span><\/p>\n<\/div><div class=\"empty-space empty-single\" ><span class=\"empty-space-inner\"><\/span><\/div>\n<span class=\"btn-container\" ><a href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?lenderref=Brightstarcu070620&referralsource=Direct&Cname=Cash+Rewards+Platinum+Visa&LoanPurpose=New+Cash+Rewards+Platinum+Visa\" class=\"custom-link btn border-width-0 btn-accent btn-round btn-shadow btn-icon-left\" title=\"El enlace se abrir\u00e1 en una nueva pesta\u00f1a.\" target=\"_blank\" onclick=\"amplitude.getInstance().logEvent(&#039;Cash Rewards App Start - Landing Page&#039;);\"><i class=\"fa fa-wpforms\"><\/i>Aplicar ahora<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-6 col-sm-clear single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1733948687277 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-12 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- Cash Rewards Platinum Visa - WordPress HTML Widget -->\n<!-- Requires Tailwind CSS or add to theme -->\n\n<style>\n    .crv-widget * {\n        box-sizing: border-box;\n    }\n    .crv-widget {\n        font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, sans-serif;\n    }\n    .crv-card {\n        width: 100%;\n        background: #ffffff;\n        box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);\n        border-radius: 8px;\n        border: 1px solid #e5e7eb;\n        overflow: hidden;\n    }\n    .crv-header {\n        background-color: #00475f;\n        color: #ffffff;\n        padding: 24px;\n    }\n    .crv-header h4 {\n        font-size: 1.75rem;\n        font-weight: 700;\n        margin: 0;\n        color: #ffffff !important;\n    }\n    .crv-benefits-grid {\n        display: grid;\n        grid-template-columns: repeat(1, 1fr);\n        gap: 24px;\n        padding: 24px;\n    }\n    @media (min-width: 768px) {\n        .crv-benefits-grid {\n            grid-template-columns: repeat(2, 1fr);\n        }\n    }\n    @media (min-width: 1024px) {\n        .crv-benefits-grid {\n            grid-template-columns: repeat(3, 1fr);\n        }\n    }\n    .crv-benefit-item {\n        display: flex;\n        flex-direction: column;\n        align-items: center;\n        padding: 16px;\n        border-radius: 8px;\n        background-color: #f9fafb;\n        transition: background-color 0.2s ease;\n    }\n    .crv-benefit-item:hover {\n        background-color: #f3f4f6;\n    }\n    .crv-benefit-icon {\n        width: 32px;\n        height: 32px;\n        margin-bottom: 12px;\n    }\n    .crv-benefit-title {\n        font-size: 1.125rem;\n        font-weight: 600;\n        color: #00475f;\n        text-align: center;\n        margin-bottom: 8px;\n    }\n    .crv-benefit-desc {\n        color: #4b5563;\n        text-align: center;\n        font-size: 0.875rem;\n        margin: 0;\n    }\n    .crv-cta-section {\n        width: 100%;\n        background: #ffffff;\n        box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);\n        border-radius: 8px;\n        padding: 32px;\n        margin-top: 32px;\n    }\n    .crv-cta-content {\n        display: flex;\n        flex-direction: column;\n        align-items: center;\n        gap: 32px;\n    }\n    @media (min-width: 768px) {\n        .crv-cta-content {\n            flex-direction: row;\n            justify-content: space-between;\n        }\n    }\n    .crv-card-image {\n        width: 100%;\n        max-width: 300px;\n    }\n    .crv-card-image img {\n        width: 100%;\n        height: auto;\n    }\n    .crv-cta-text {\n        text-align: center;\n        flex: 1;\n    }\n    @media (min-width: 768px) {\n        .crv-cta-text {\n            text-align: left;\n        }\n    }\n    .crv-cta-text h4 {\n        font-size: 1.5rem;\n        font-weight: 700;\n        color: #00475f;\n        margin: 0 0 16px 0;\n    }\n    .crv-cta-text p {\n        color: #4b5563;\n        margin: 0 0 24px 0;\n    }\n    .crv-apply-btn {\n        display: inline-flex;\n        align-items: center;\n        gap: 8px;\n        background-color: #00475f;\n        color: #ffffff !important;\n        padding: 12px 24px;\n        border-radius: 8px;\n        font-weight: 600;\n        text-decoration: none !important;\n        transition: background-color 0.2s ease;\n        border: none;\n        cursor: pointer;\n    }\n    .crv-apply-btn:hover {\n        background-color: #005c7a;\n        color: #ffffff !important;\n    }\n    .crv-apply-btn svg {\n        transition: transform 0.2s ease;\n    }\n    .crv-apply-btn:hover svg {\n        transform: translateX(4px);\n    }\n    \/* Icon colors *\/\n    .icon-emerald { color: #10b981; }\n    .icon-blue { color: #3b82f6; }\n    .icon-yellow { color: #eab308; }\n    .icon-purple { color: #a855f7; }\n    .icon-teal { color: #14b8a6; }\n    .icon-indigo { color: #6366f1; }\n<\/style>\n\n<div class=\"crv-widget\">\n    <!-- Benefits Card -->\n    <div class=\"crv-card\">\n        <div class=\"crv-header\">\n            <h4>Desbloquea el poder de las recompensas<\/h4>\n        <\/div>\n        <div class=\"crv-benefits-grid\">\n            <!-- Benefit 1: 0% APR -->\n            <div class=\"crv-benefit-item\">\n                <svg class=\"crv-benefit-icon icon-emerald\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <line x1=\"19\" x2=\"5\" y1=\"5\" y2=\"19\"><\/line>\n                    <circle cx=\"6.5\" cy=\"6.5\" r=\"2.5\"><\/circle>\n                    <circle cx=\"17.5\" cy=\"17.5\" r=\"2.5\"><\/circle>\n                <\/svg>\n                <div class=\"crv-benefit-title\">0% TAE en compras<\/div>\n                <p class=\"crv-benefit-desc\">durante los primeros 6 meses (hasta 14.49% a partir de entonces)<\/p>\n            <\/div>\n\n            <!-- Benefit 2: Balance Transfer -->\n            <div class=\"crv-benefit-item\">\n                <svg class=\"crv-benefit-icon icon-blue\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <path d=\"m3 2v6h6\"><\/path>\n                    <path d=\"m21 12A9 9 0 0 0 6 5.3L3 8\"><\/path>\n                    <path d=\"m21 22v-6h-6\"><\/path>\n                    <path d=\"m3 12a9 9 0 0 0 15 6.7l3-2.7\"><\/path>\n                <\/svg>\n                <div class=\"crv-benefit-title\">3.99% Tasa de inter\u00e9s introductoria<\/div>\n                <p class=\"crv-benefit-desc\">sobre transferencias de saldos durante 12 meses<\/p>\n            <\/div>\n\n            <!-- Benefit 3: Cash Rewards -->\n            <div class=\"crv-benefit-item\">\n                <svg class=\"crv-benefit-icon icon-yellow\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <line x1=\"12\" x2=\"12\" y1=\"2\" y2=\"22\"><\/line>\n                    <path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"><\/path>\n                <\/svg>\n                <div class=\"crv-benefit-title\">1.5% recompensas en efectivo<\/div>\n                <p class=\"crv-benefit-desc\">en todas tus compras, todos los d\u00edas<\/p>\n            <\/div>\n\n            <!-- Benefit 4: No Balance Transfer Fees -->\n            <div class=\"crv-benefit-item\">\n                <svg class=\"crv-benefit-icon icon-purple\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <rect width=\"20\" height=\"14\" x=\"2\" y=\"5\" rx=\"2\"><\/rect>\n                    <line x1=\"2\" x2=\"22\" y1=\"10\" y2=\"10\"><\/line>\n                <\/svg>\n                <div class=\"crv-benefit-title\">Sin cargos por transferencia de saldo<\/div>\n                <p class=\"crv-benefit-desc\">Ahorre m\u00e1s al consolidar deudas<\/p>\n            <\/div>\n\n            <!-- Benefit 5: No Annual Fees -->\n            <div class=\"crv-benefit-item\">\n                <svg class=\"crv-benefit-icon icon-teal\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <path d=\"M3.85 8.62a4 4 0 0 1 4.78-4.77 4 4 0 0 1 6.74 0 4 4 0 0 1 4.78 4.78 4 4 0 0 1 0 6.74 4 4 0 0 1-4.77 4.78 4 4 0 0 1-6.75 0 4 4 0 0 1-4.78-4.77 4 4 0 0 1 0-6.76Z\"><\/path>\n                    <path d=\"m9 12 2 2 4-4\"><\/path>\n                <\/svg>\n                <div class=\"crv-benefit-title\">Sin cuotas anuales<\/div>\n                <p class=\"crv-benefit-desc\">Disfruta de todas las ventajas sin costes adicionales<\/p>\n            <\/div>\n\n            <!-- Benefit 6: Identity Protection -->\n            <div class=\"crv-benefit-item\">\n                <svg class=\"crv-benefit-icon icon-indigo\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"><\/path>\n                <\/svg>\n                <div class=\"crv-benefit-title\">Protecci\u00f3n contra el robo de identidad NortonLifeLock\u2122<\/div>\n                <p class=\"crv-benefit-desc\">Seguridad en la que puede confiar<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <!-- CTA Section -->\n    <div class=\"crv-cta-section\">\n        <div class=\"crv-cta-content\">\n            <div class=\"crv-card-image\">\n                <img decoding=\"async\" src=\"https:\/\/www.bscu.org\/wp-content\/uploads\/2024\/06\/vpcrcc24.png\" alt=\"Platinum Cash Rewards Card\">\n            <\/div>\n            <div class=\"crv-cta-text\">\n                <h4>\u00bfListo para comenzar?<\/h4>\n                <p>Solicite ahora y disfrute de todos estos incre\u00edbles beneficios con nuestra Tarjeta Platinum Cash Rewards.<\/p>\n                <a href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?lenderref=Brightstarcu070620&Cname=Cash+Rewards+Platinum+Visa&LoanPurpose=New+Cash+Rewards+Platinum+Visa&referralsource=Direct\" class=\"crv-apply-btn\" id=\"crv-apply-btn\">\n                    <span>Aplicar hoy<\/span>\n                    <svg width=\"20\" height=\"20\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                        <path d=\"M5 12h14\"><\/path>\n                        <path d=\"m12 5 7 7-7 7\"><\/path>\n                    <\/svg>\n                <\/a>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<script>\n(function() {\n    \/\/ UTM tracking for Apply button\n    function getApplicationUrl() {\n        var baseUrl = \"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx\";\n        var params = new URLSearchParams();\n        params.append('lenderref', 'Brightstarcu070620');\n        params.append('Cname', 'Cash Rewards Platinum Visa');\n        params.append('LoanPurpose', 'New Cash Rewards Platinum Visa');\n        \n        \/\/ Get UTM campaign from URL if it exists\n        var urlParams = new URLSearchParams(window.location.search);\n        var utmCampaign = urlParams.get('utm_campaign');\n        params.append('referralsource', utmCampaign || 'Direct');\n        \n        return baseUrl + '?' + params.toString();\n    }\n    \n    \/\/ Update apply button href with UTM tracking\n    var applyBtn = document.getElementById('crv-apply-btn');\n    if (applyBtn) {\n        applyBtn.href = getApplicationUrl();\n    }\n})();\n<\/script>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1733948236089 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-2\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_left column_parent col-lg-12 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/Chart.js\/4.4.1\/chart.umd.min.js\"><\/script>\n<div id=\"root\"><\/div>\n\n<script>\n   \/\/ Constants\n   const OUR_MAX_APR = 18.0;\n   const INDUSTRY_APR = 24.99;\n   \n   \/\/ Chart references\n   let balanceChart = null;\n   let savingsChart = null;\n   let trendChart = null;\n   \n   \/\/ Current balance\n   let currentBalance = 5000;\n\n   function formatNumber(num) {\n       return num.toLocaleString();\n   }\n\n   function parseBalance(value) {\n       const cleanValue = value.replace(\/[^0-9]\/g, '');\n       return cleanValue === '' ? 0 : parseInt(cleanValue);\n   }\n\n   function calculateSavings(balance) {\n       const ourMonthlyInterest = (balance * (OUR_MAX_APR \/ 100)) \/ 12;\n       const industryMonthlyInterest = (balance * (INDUSTRY_APR \/ 100)) \/ 12;\n       const monthlySavings = industryMonthlyInterest - ourMonthlyInterest;\n       const yearlySavings = monthlySavings * 12;\n       \n       return {\n           monthly: monthlySavings,\n           yearly: yearlySavings\n       };\n   }\n\n   function generateYearlyData(balance) {\n       const months = Array.from({ length: 13 }, (_, i) => i);\n       let ourBalance = balance;\n       let industryBalance = balance;\n       const ourData = [];\n       const industryData = [];\n       const savingsData = [];\n       \n       months.forEach(month => {\n           ourData.push(ourBalance);\n           industryData.push(industryBalance);\n           savingsData.push(industryBalance - ourBalance);\n           \n           ourBalance += (ourBalance * (OUR_MAX_APR \/ 100) \/ 12);\n           industryBalance += (industryBalance * (INDUSTRY_APR \/ 100) \/ 12);\n       });\n       \n       return { months, ourData, industryData, savingsData };\n   }\n\n   function destroyCharts() {\n       if (balanceChart) {\n           balanceChart.destroy();\n           balanceChart = null;\n       }\n       if (savingsChart) {\n           savingsChart.destroy();\n           savingsChart = null;\n       }\n       if (trendChart) {\n           trendChart.destroy();\n           trendChart = null;\n       }\n   }\n\n   function updateCalculations() {\n       const savings = calculateSavings(currentBalance);\n       const data = generateYearlyData(currentBalance);\n       \n       \/\/ Update savings display\n       document.getElementById('monthlySavings').textContent = `$${savings.monthly.toFixed(2)}`;\n       document.getElementById('yearlySavings').textContent = `$${savings.yearly.toFixed(2)}`;\n       \n       \/\/ Destroy existing charts\n       destroyCharts();\n       \n       \/\/ Create Balance Chart\n       const balanceCtx = document.getElementById('balanceChart');\n       if (balanceCtx) {\n           balanceChart = new Chart(balanceCtx, {\n               type: 'line',\n               data: {\n                   labels: data.months,\n                   datasets: [\n                       {\n                           label: 'Our Card',\n                           data: data.ourData,\n                           borderColor: '#00475f',\n                           backgroundColor: '#00475f20',\n                           fill: true,\n                           tension: 0.4\n                       },\n                       {\n                           label: 'Industry Average',\n                           data: data.industryData,\n                           borderColor: '#ff7676',\n                           backgroundColor: '#ff767620',\n                           fill: true,\n                           tension: 0.4\n                       }\n                   ]\n               },\n               options: {\n                   responsive: true,\n                   maintainAspectRatio: false,\n                   plugins: {\n                       tooltip: {\n                           callbacks: {\n                               label: function(context) {\n                                   return `${context.dataset.label}: $${context.raw.toFixed(2)}`;\n                               }\n                           }\n                       }\n                   },\n                   scales: {\n                       y: {\n                           ticks: {\n                               callback: function(value) {\n                                   return '$' + (value \/ 1000).toFixed(1) + 'k';\n                               }\n                           }\n                       }\n                   }\n               }\n           });\n       }\n\n       \/\/ Create Savings Chart\n       const savingsCtx = document.getElementById('savingsChart');\n       if (savingsCtx) {\n           savingsChart = new Chart(savingsCtx, {\n               type: 'bar',\n               data: {\n                   labels: data.months,\n                   datasets: [{\n                       label: 'Monthly Savings',\n                       data: data.savingsData,\n                       backgroundColor: '#10b981',\n                       borderRadius: 4\n                   }]\n               },\n               options: {\n                   responsive: true,\n                   maintainAspectRatio: false,\n                   plugins: {\n                       tooltip: {\n                           callbacks: {\n                               label: function(context) {\n                                   return `Savings: $${context.raw.toFixed(2)}`;\n                               }\n                           }\n                       }\n                   },\n                   scales: {\n                       y: {\n                           ticks: {\n                               callback: function(value) {\n                                   return '$' + value.toFixed(0);\n                               }\n                           }\n                       }\n                   }\n               }\n           });\n       }\n\n       \/\/ Create Trend Chart\n       const trendCtx = document.getElementById('savingsTrendChart');\n       if (trendCtx) {\n           trendChart = new Chart(trendCtx, {\n               type: 'line',\n               data: {\n                   labels: data.months,\n                   datasets: [{\n                       label: 'Trend',\n                       data: data.savingsData,\n                       borderColor: '#059669',\n                       backgroundColor: function(context) {\n                           const chart = context.chart;\n                           const {ctx, chartArea} = chart;\n                           if (!chartArea) return null;\n                           const gradient = ctx.createLinearGradient(0, chartArea.top, 0, chartArea.bottom);\n                           gradient.addColorStop(0, 'rgba(5, 150, 105, 0.4)');\n                           gradient.addColorStop(1, 'rgba(5, 150, 105, 0.0)');\n                           return gradient;\n                       },\n                       fill: true,\n                       tension: 0.4,\n                       pointBackgroundColor: '#059669',\n                       pointBorderColor: '#ffffff',\n                       pointBorderWidth: 2,\n                       pointRadius: function(context) {\n                           return context.dataIndex === 0 || context.dataIndex === data.months.length - 1 ? 4 : 0;\n                       },\n                       pointHoverRadius: 6,\n                       borderWidth: 3\n                   }]\n               },\n               options: {\n                   responsive: true,\n                   maintainAspectRatio: false,\n                   plugins: {\n                       legend: { display: false },\n                       tooltip: {\n                           backgroundColor: '#ffffff',\n                           titleColor: '#000000',\n                           bodyColor: '#000000',\n                           borderColor: '#e5e7eb',\n                           borderWidth: 1,\n                           padding: 12,\n                           displayColors: false,\n                           callbacks: {\n                               title: function(context) {\n                                   return `Month ${context[0].label}`;\n                               },\n                               label: function(context) {\n                                   return `$${context.raw.toFixed(2)} saved`;\n                               }\n                           }\n                       }\n                   },\n                   scales: {\n                       x: {\n                           grid: { display: false, drawBorder: false },\n                           ticks: { display: false }\n                       },\n                       y: {\n                           grid: { display: false, drawBorder: false },\n                           ticks: { display: false }\n                       }\n                   },\n                   interaction: {\n                       intersect: false,\n                       mode: 'index'\n                   }\n               }\n           });\n       }\n   }\n\n   function handleBalanceChange(e) {\n       const value = e.target.value;\n       const numericValue = parseBalance(value);\n       currentBalance = numericValue;\n       e.target.value = formatNumber(numericValue);\n       updateCalculations();\n   }\n\n   function initializeCalculator() {\n       const rootElement = document.getElementById('root');\n       rootElement.innerHTML = `\n           <div class=\"w-full max-w-6xl mx-auto bg-white shadow-xl rounded-lg\">\n               <div class=\"bg-[#00475f] text-white p-6 rounded-t-lg\">\n                   <h4 style=\"color: #ffffff;\" class=\"text-2xl font-bold flex items-center gap-2\">\n                       Interest Savings Calculator\n                   <\/h4>\n               <\/div>\n               \n               <div class=\"p-6\">\n                   <div class=\"grid grid-cols-1 lg:grid-cols-2 gap-8\">\n                       <!-- Left Column -->\n                       <div class=\"space-y-6\">\n                           <div class=\"space-y-4\">\n                               <label class=\"block text-sm font-medium text-gray-700\">\n                                   Enter your credit card balance\n                               <\/label>\n                               <div class=\"relative\">\n                                   <span class=\"absolute left-3 top-1\/2 transform -translate-y-1\/2 text-gray-500\">$<\/span>\n                                   <input\n                                       type=\"text\"\n                                       id=\"balanceInput\"\n                                       value=\"5,000\"\n                                       class=\"pl-10 pr-4 py-2 w-full border border-gray-300 rounded-lg focus:ring-2 focus:ring-[#00475f] focus:border-transparent\"\n                                       placeholder=\"Enter balance amount\"\n                                   \/>\n                               <\/div>\n                           <\/div>\n\n                           <div class=\"grid grid-cols-1 md:grid-cols-2 gap-4\">\n                               <div class=\"p-4 bg-gray-50 rounded-lg\">\n                                   <div class=\"text-lg font-semibold text-[#00475f]\">Our Maximum APR<\/div>\n                                   <div class=\"text-3xl font-bold\">${OUR_MAX_APR}%<\/div>\n                               <\/div>\n                               <div class=\"p-4 bg-gray-50 rounded-lg\">\n                                   <div class=\"text-lg font-semibold text-gray-600\">Industry Average APR<\/div>\n                                   <div class=\"text-3xl font-bold text-gray-500\">${INDUSTRY_APR}%<\/div>\n                               <\/div>\n                           <\/div>\n\n                           <div class=\"bg-emerald-50 p-6 rounded-lg\">\n                               <h5 class=\"text-xl font-semibold text-emerald-700 mb-2\">Your Potential Savings<\/h5>\n                               <div class=\"grid grid-cols-1 md:grid-cols-2 gap-4\">\n                                   <div>\n                                       <div class=\"text-sm text-emerald-600\">Monthly Savings<\/div>\n                                       <div class=\"text-2xl font-bold text-emerald-700\" id=\"monthlySavings\">\n                                           $29.08\n                                       <\/div>\n                                   <\/div>\n                                   <div>\n                                       <div class=\"text-sm text-emerald-600\">Yearly Savings<\/div>\n                                       <div class=\"text-2xl font-bold text-emerald-700\" id=\"yearlySavings\">\n                                           $349.00\n                                       <\/div>\n                                   <\/div>\n                               <\/div>\n                               <div class=\"mt-4\">\n                                   <div class=\"h-32\">\n                                       <canvas id=\"savingsTrendChart\"><\/canvas>\n                                   <\/div>\n                               <\/div>\n                           <\/div>\n                       <\/div>\n\n                       <!-- Right Column -->\n                       <div class=\"space-y-6\">\n                           <div class=\"bg-gray-50 p-4 rounded-lg\">\n                               <h5 class=\"text-lg font-semibold text-[#00475f] mb-4\">Balance Over Time<\/h5>\n                               <div class=\"h-64\">\n                                   <canvas id=\"balanceChart\"><\/canvas>\n                               <\/div>\n                           <\/div>\n\n                           <div class=\"bg-gray-50 p-4 rounded-lg\">\n                               <h5 class=\"text-lg font-semibold text-emerald-700 mb-4\">Monthly Savings<\/h5>\n                               <div class=\"h-64\">\n                                   <canvas id=\"savingsChart\"><\/canvas>\n                               <\/div>\n                           <\/div>\n                       <\/div>\n                   <\/div>\n\n                   <div class=\"mt-6 text-xs text-gray-500 space-y-1\">\n                       <div class=\"flex items-start gap-1\">\n                           <div>\n                              <p style=\"font-size: 12px; margin-bottom: 8px; line-height: 1.5;\">*Savings calculations are estimates based on the difference between our maximum APR of ${OUR_MAX_APR}% and the industry average APR of ${INDUSTRY_APR}%. Actual savings may vary based on your approved APR, credit profile, and payment behavior.<\/p>\n                               <p style=\"font-size: 12px; margin-bottom: 8px; line-height: 1.5;\">*APR = Annual Percentage Rate. Industry average based on current market research as of December 2024.<\/p>\n                               <p style=\"font-size: 12px; margin-bottom: 8px; line-height: 1.5;\">*Calculator assumes a fixed balance and interest rate. Actual interest charges may vary based on your specific card terms, balance fluctuations, and payment history.<\/p>\n                           <\/div>\n                       <\/div>\n                   <\/div>\n               <\/div>\n           <\/div>\n       `;\n\n       \/\/ Add event listener to balance input\n       document.getElementById('balanceInput').addEventListener('input', handleBalanceChange);\n       \n       \/\/ Initial calculation\n       updateCalculations();\n   }\n\n   \/\/ Initialize when DOM is ready\n   if (document.readyState === 'loading') {\n       document.addEventListener('DOMContentLoaded', initializeCalculator);\n   } else {\n       initializeCalculator();\n   }\n<\/script>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1733948418781 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-3\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column vc_custom_1734013796683\"  style=\"padding-top: 20px ;padding-bottom: 20px ;\"><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">*La Tasa Preferencial (TPE) utilizada para determinar su TAE es la tasa m\u00e1s alta publicada por el Wall Street Journal, seleccionada por la Cooperativa de Cr\u00e9dito, en el mes calendario anterior al mes en que cambia la TAE. Su TAE para compras, adelantos de efectivo y transferencias de saldo puede cambiar cada enero y julio de cada a\u00f1o calendario y se determina sumando un margen de 5.74% a 13.24% (7.74% a 14.24% para la tarjeta Visa Platinum Cash Rewards) a la TAE.<\/span><\/p>\n<p>\n<\/div><div class=\"uncode_text_column vc_custom_1767636196147\"  style=\"padding-top: 20px ;padding-bottom: 20px ;\"><\/p>\n<p style=\"text-align: left;\"><span style=\"color: #000000;\">*TAE = Tasa de Porcentaje Anual (TAE). La TAE introductoria para transferencias de saldo es de 4.99% para Visa Platinum y Visa Platinum Secured (o 0% TAE para Visa Platinum Cash Rewards) para cuentas nuevas dentro de los 60 d\u00edas posteriores a la aprobaci\u00f3n durante los primeros 12 ciclos de facturaci\u00f3n de la cuenta; posteriormente, de 12.49% a 18.00% (de 14.49% a 18.00% para Visa Platinum Cash Rewards). Aplica \u00fanicamente a transferencias de saldo desde otras instituciones financieras. Las tasas est\u00e1n sujetas a cambios.<\/span><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>La tarjeta Cash Rewards Visa de BrightStar es la tarjeta de cr\u00e9dito perfecta para ganar 1.50% de reembolso en efectivo en todas las compras mientras disfruta de una tasa de inter\u00e9s baja.<\/p>","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10857","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cash Rewards Card - BrightStar Credit Union<\/title>\n<meta name=\"description\" content=\"BrightStar&#039;s Cash Rewards Visa is the perfect credit card to earn 1.50% cash back on all purchases while enjoying a low interest rate.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bscu.org\/es\/cashrewards\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cash Rewards Card\" \/>\n<meta property=\"og:description\" content=\"BrightStar&#039;s Cash Rewards Visa is the perfect credit card to earn 1.50% cash back on all purchases while enjoying a low interest rate.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bscu.org\/es\/cashrewards\/\" \/>\n<meta property=\"og:site_name\" content=\"BrightStar Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BrightStarCU\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-05T18:06:24+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bscu.org\/cashrewards\/\",\"url\":\"https:\/\/www.bscu.org\/cashrewards\/\",\"name\":\"Cash Rewards Card - 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