{"id":16020,"date":"2024-05-31T14:09:48","date_gmt":"2024-05-31T18:09:48","guid":{"rendered":"https:\/\/www.bscu.org\/?page_id=16020"},"modified":"2025-10-07T16:57:06","modified_gmt":"2025-10-07T20:57:06","slug":"educator-iras","status":"publish","type":"page","link":"https:\/\/www.bscu.org\/es\/educator-iras\/","title":{"rendered":"Cuentas IRA para educadores"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><div data-parent=\"true\" class=\"vc_row vc_custom_1759867282573 row-container with-parallax\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-0\"><div class=\"row-background background-element\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"background-inner\" style=\"background-image: url(https:\/\/www.bscu.org\/wp-content\/uploads\/2024\/05\/iraedu.jpg);background-repeat: no-repeat;background-position: center center;background-size: cover;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"block-bg-overlay style-overlay_color-186935-bg\" style=\"opacity: 0.8;\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-left align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1742825013056 no-block-padding\" style=\"padding-top: 100px ;padding-bottom: 100px ;\" ><div class=\"uncont\" ><div class=\"vc_custom_heading_wrap\"><div class=\"heading-text el-text\" ><h2 class=\"h2 font-weight-700 text-color-xsdn-color\" ><span>Certificado IRA tradicional y ahorros para educadores<\/span><\/h2><div><p>Construya una jubilaci\u00f3n brillante con nuestros nuevos productos IRA para educadores<\/p>\n<\/div><\/div><div class=\"clear\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-6 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-0\" data-row=\"script-row-unique-0\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-0\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-1\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1758726101776 no-block-padding\" style=\"padding-top: 40px ;\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><p><span style=\"color: #000000;\">Disfrute de mayores tasas de rendimiento, m\u00e1xima seguridad y ventajas fiscales con nuestro Certificado y Cuenta de Ahorros IRA Tradicional para Educadores. Estos productos est\u00e1n dise\u00f1ados espec\u00edficamente para educadores, jubilados o personal del sector educativo, para asegurar su futuro financiero.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-1\" data-row=\"script-row-unique-1\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-1\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-2\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell  vc_custom_1758726101776 no-block-padding\" style=\"padding-top: 40px ;\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"ira-edu-container\">\n  <h2 class=\"ira-edu-heading\">He aqu\u00ed por qu\u00e9 estos productos son perfectos para los educadores:<\/h2>\n  \n  <div class=\"ira-edu-products\">\n    <!-- IRA Certificate Card -->\n    <div class=\"ira-edu-card\">\n      <h3 class=\"ira-edu-card-title\">Certificado IRA<\/h3>\n      \n      <div class=\"ira-edu-feature\">\n        <div class=\"ira-edu-feature-title\">Tarifas competitivas - Plazos m\u00e1s largos<\/div>\n        <p class=\"ira-edu-feature-desc\">Los niveles de APY personalizados garantizan que el dinero crezca de manera constante, con tasas fijas en nuestro CD IRA de hasta 4.25% en nuestros plazos de 3, 5 o 7 a\u00f1os.<\/p>\n      <\/div>\n      \n      <div class=\"ira-edu-feature\">\n        <div class=\"ira-edu-feature-title\">Accesibilidad<\/div>\n        <p class=\"ira-edu-feature-desc\">Este producto no ofrece penalidad por retiros de hasta 20% del saldo, por cada 12 meses, manteniendo los fondos l\u00edquidos.<\/p>\n      <\/div>\n      \n      <div class=\"ira-edu-feature\">\n        <div class=\"ira-edu-feature-title\">Dep\u00f3sitos adicionales<\/div>\n        <p class=\"ira-edu-feature-desc\">Deposite f\u00e1cilmente fondos adicionales 1 vez durante un per\u00edodo de 12 meses.<\/p>\n      <\/div>\n    <\/div>\n    \n    <!-- IRA Savings Card -->\n    <div class=\"ira-edu-card\">\n      <h3 class=\"ira-edu-card-title\">Ahorros IRA<\/h3>\n      \n      <div class=\"ira-edu-feature\">\n        <div class=\"ira-edu-feature-title\">Tarifas competitivas - Precios escalonados basados en el saldo<\/div>\n        <p class=\"ira-edu-feature-desc\">Los niveles de APY personalizados garantizan que los miembros aprovechen al m\u00e1ximo su dinero, con tasas competitivas basadas en los saldos de las cuentas.<\/p>\n      <\/div>\n      \n      <div class=\"ira-edu-feature\">\n        <div class=\"ira-edu-feature-title\">Accesibilidad<\/div>\n        <p class=\"ira-edu-feature-desc\">Este producto no ofrece penalizaciones por retiros, manteniendo los fondos l\u00edquidos.<\/p>\n      <\/div>\n      \n      <div class=\"ira-edu-feature\">\n        <div class=\"ira-edu-feature-title\">Dep\u00f3sitos adicionales<\/div>\n        <p class=\"ira-edu-feature-desc\">Deposite fondos f\u00e1cilmente seg\u00fan los l\u00edmites de contribuci\u00f3n anual.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-2\" data-row=\"script-row-unique-2\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-2\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row row-container\" id=\"row-unique-3\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"fin-advisor-wrapper\">\n  <div class=\"fin-advisor-cta\">\n    <p class=\"fin-advisor-text\">\n      Si necesita asesoramiento u orientaci\u00f3n financiera, no dude en ponerse en contacto con nuestro asesor financiero, <span class=\"fin-advisor-name\">Robert Crabtree<\/span> en <a href=\"tel:+19542287991\" class=\"fin-advisor-phone\">(954) 228-7991<\/a>.\n    <\/p>\n    <a href=\"https:\/\/www.bscu.org\/es\/investmentservices\/robert-j-crabtree\/\" class=\"fin-advisor-btn\" target=\"_blank\" rel=\"noopener\">M\u00e1s informaci\u00f3n<\/a>\n  <\/div>\n<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-3\" data-row=\"script-row-unique-3\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-3\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1704988328191 row-container\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-4\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-middle pos-center align_center column_parent col-lg-12 no-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" ><div class=\"uncode_text_column\" ><\/p>\n<p style=\"text-align: left; font-size: 12px;\"><span style=\"color: #000000;\">Se requiere ser miembro. Se aplican ciertos t\u00e9rminos, condiciones y exclusiones. Se aplican condiciones y aprobaci\u00f3n de cr\u00e9dito. Las tasas se basan en el historial crediticio individual y otros factores. Las tasas reales pueden variar. Los saldos de las tarjetas de cr\u00e9dito BrightStar existentes no se pueden transferir con esta tasa promocional especial. Se requiere comprobante de pago o identificaci\u00f3n escolar. BrightStar Credit Union est\u00e1 asegurada federalmente por la NCUA. La exenci\u00f3n de la penalizaci\u00f3n por retiro anticipado por parte de la Cooperativa de Cr\u00e9dito no afecta las sanciones fiscales ni otras consecuencias fiscales por retiros (anticipados o no).<\/span><\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-4\" data-row=\"script-row-unique-4\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-4\"));<\/script><\/div><\/div><\/div><div data-parent=\"true\" class=\"vc_row style-color-xsdn-bg vc_custom_1730837434509 row-container onepage-section\" data-label=\"features\" data-name=\"features\" style=\"padding-top: 20px ;padding-bottom: 20px ;\" id=\"row-unique-5\"><div class=\"row limit-width row-parent\"><div class=\"wpb_row row-inner\"><div class=\"wpb_column pos-top pos-center align_left column_parent col-lg-12 single-internal-gutter\"><div class=\"uncol style-light\"  ><div class=\"uncoltable\"><div class=\"uncell no-block-padding\" ><div class=\"uncont\" >\n\t<div class=\"wpb_raw_code wpb_raw_html\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div id=\"faq-widget\" \n     data-api-url=\"https:\/\/www.bscu.org\/apps\/faq-system\/api.php\" \n     data-categories=\"educators-ira\">\n<\/div>\n<script src=\"https:\/\/bscu.org\/apps\/faq-system\/assets\/js\/faq-widget.js\"><\/script>\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><script id=\"script-row-unique-5\" data-row=\"script-row-unique-5\" type=\"text\/javascript\" class=\"vc_controls\">UNCODE.initRow(document.getElementById(\"row-unique-5\"));<\/script><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Certificado y ahorros IRA tradicional de Educator Cree una jubilaci\u00f3n brillante con nuestros nuevos productos IRA de Educator Disfrute de tasas de rendimiento m\u00e1s altas, [...]","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-16020","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.4 (Yoast SEO v26.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Educator IRAs - BrightStar Credit Union<\/title>\n<meta name=\"description\" content=\"Secure your future with our Educator Traditional IRA Certificate and Savings. 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