*Only Qualifying Purchases with an enrolled Visa card can earn points. A "Qualifying Purchase" is any
signature-based purchase, Internet purchases, phone or mail order purchases, bill payments,
contactless purchases (purchases made by holding your Visa card or other device up to a secure reader
instead of swiping your card), or small dollar purchases for which you are not required to sign, made
with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment
system. Do not use a Personal Identification Number (PIN) when paying for your purchases with your
enrolled Visa card if you want to earn points for such purchases. PIN-based purchases, purchases you
initiate through identification technology that substitutes for a PIN, payments of existing card balances,
balance transfers, cash advances, ATM transactions, convenience checks, Interlink-processed
transactions, fees charged by us (for example, annual fees, finance charges, and related service
charges, if any apply), payments made for pre-paid and re-loadable cards such as certain gift cards,
Visa Buxx, and similar cards, payments made for payment instruments that can readily be converted
to cash (for example, travelers cheques, money orders, wire transfers, and similar products or
services), or transactions that are not processed or submitted through the Visa U.S.A. Inc. payment
system are not Qualifying Purchases. We reserve the right to determine in our sole discretion whether
a particular Visa card transaction is a Qualifying Purchase.
**Only Visa check cards issued in the United States and in good standing may be eligible to participate
in Visa Extras. Business Account debit cards are not eligible for this program.
Additional exclusions of cards may apply. We reserve the right to determine in our sole
discretion whether a particular Visa card or cardholder is eligible to participate in Visa Extras.