This special offer cannot be used in conjunction with any other offer. APR = Annual Percentage Rate. Conditions and credit approval apply. Individuals who meet the lending and account criteria may qualify for rates as low as 2.99% APR for Platinum Star Members and as low as 3.24% APR for non-Platinum Star Members for 36 -60 months. Other rates and terms are available. Your actual rate, term, payment and down payment may vary, depending on your credit history, loan amount and other factors. Offer does not apply to refinancing of BrightStar CU auto loans. Offer is subject to change or end at anytime without notice. Membership eligibility is required. Cash Back. Ask a representative for details. Federally insured by the NCUA.