HELOC

Home Equity Line Of Credit now 2.75% APR* for a full year!

Choose a HELOC with a Rate as Low as 2.75% APR* or a Fixed Rate Home Equity Loan. Use loan proceeds to make home repairs, consolidate bills, pay tuition, take a trip and more.

Are you currently a Member at BrightStar Credit Union?*

Yes, I'm a Member

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No, but I'm interested in becoming a Member

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Home Equity Line of Credit

Enjoy access to your HELOC with convenience checks.
  • You could qualify to borrow up to 80% of the equity in your home
  • Great Rates available
  • The interest you pay may be tax deductible

Home Equity Loan

Borrow smart, save big!

Fixed Home Equity Line of Credit

Enjoy predictable monthly payments with a fixed rate
  • Fix your rate 90 days after opening your home equity line of credit
  • Easy access to funds
  • No fees

*APR=Annual Percentage Rate. Special introductory rate offer only available when an immediate draw of at least $10,000 is made, after 12 months your rate will revert to a standard rate as low as Prime Rate minus .25% APR or 4% floor rate, whichever is greater. Membership eligibility is required. Conditions and credit approval apply. Offers are subject to change or end at any time. The cost and fees disclosed are estimated and are subject to change. Additional fees may be imposed, depending on the loan program selected. Our Home Equity Lines of Credit have no annual fee and no application fee. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The maximum APR that may be imposed is 18%. Consult your tax adviser to determine tax benefits, if any. Members may be required to pay for an appraisal, which can range from $325-$550. Simultaneous loan closing are not eligible for this promotion. This promotional offer is only available for new loans and cannot be extended to an existing loan.