Choose a HELOC with a Rate as Low as 1.89% APR or a Fixed Rate Home Equity Loan.

Use loan proceeds to make home repairs, consolidate bills, pay tuition, take a trip and more.

  • No application fee—no annual fees
  • No closing costs—a savings of up to $1200
  • Great Rates available
  • You could qualify to borrow up to 80% of the equity in your home
  • The interest you pay may be tax deductible

Home Equity Line of Credit
Enjoy access to your HELOC with convenience checks.

Fixed Rate Home Equity Loan

Choose from a variety of terms—and save money with fixed rates as low as 5.00% APR.

APPLY Online, by phone or visit a nearby branch location today!

*Limited time offer 1/1/2015 - 7/31/2015. Special introductory rate offer, after 6 months your rate will revert to a standard rate -as low as Prime Rate plus .75% APR. Membership eligibility is required. Conditions and credit approval apply. Offers are subject to change or end at anytime. Ask a representative for complete details. The costs and fees disclosed are estimates and are subject to change. Additional fees maybe imposed, depending on the loan program selected. For details, please contact a BrightStar Representative. Property insurance is required for those loans, which may add additional costs for the borrower. APR = Annual Percentage Rate. Our Home Equity Loans and Lines of Credit have no annual fee and no application fee. HELOC APRs are variable and indexed to the Prime Rate as published in the Wall Street Journal. The maximum APR that may be imposed is 18%. Consult your tax adviser to determine tax benefits, if any. Members may be required to pay for an appraisal, which can range from $275 - $550. Simultaneous loan closing are not eligible for this promotion. To be eligible to Receive a $100 The Home Depot® Gift Card borrower must draw at least $20,000 on the equity of their home and maintain an open line of credit at a minimum of $18,000 for the initial 90 days. After that time period borrower will receive The Home Depot® Gift Card.