AD&D Insurance

According to the National Safety Council, a fatal injury strikes someone in the U.S. every 2 seconds. To help protect you and your family, we’ve made it easy for you to receive Accidental Death and Dismemberment Insurance.

From time to time, BrightStar CU members may receive an offer in the mail for $2000 in Accidental Death and Dismemberment Insurance at NO COST. You can choose to accept this valuable benefit by simply returning the acceptance forms which are provided with the mailing.

You may also purchase from $10,000 to $250,000 in additional coverage for as low as $1 per month. Insurance premiums will be deducted quarterly from your BrightStar CU account if you elect to purchase additional coverage.

This insurance is available only by mail. We encourage you to read the materials carefully when you receive them and take advantage of this special offer.

Conditions, qualifications and exclusions may apply.
Insurance is underwritten by CUNA Mutual.

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Frequently Asked Questions

When you open a BrightStar CU account, you become a member. Your membership is your passport to a whole world of Credit Union services. Join for as little as $1. Once you’re a member, you’re eligible to apply for other accounts-including checking, loans, credit cards, and more. We offer 3 convenient ways to join:

  • Submit an application online
  • Complete a PDF application online, then mail it
  • Visit your nearest BrightStar CU branch location

Anyone* who lives, works or goes to school in Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach OR St. Lucie Counties, Pinellas, Hillsborough, Polk, Osceola, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry and Monroe Counties, Florida. BrightStar CU serves Broward Schools, as we’ve proudly done for over 70 years. We provide services to local Partner Organizations, which offer BrightStar CU as a benefit to their employees. Family members of the above named groups are also eligible to join.