This special offer cannot be combined with other special offers, such as special rate offers. Receive a $150 rebate when you refinance an auto loan of $20,000 or greater; $75 rebate for auto loans of $10,000 to $19,999. No rebate on loans less than $10,000. Cash rebate will be deposited to your BrightStar CU savings account. You'll need your loan number and current loan balance from the other financial institution (as well as payment address). Loan balance must be at least $5,000 and refinanced from another financial institution. We'll finance up to 120% of NADA (clean retail) depending on creditworthiness, model year of vehicle (2004-2012 models only) and vehicle mileage. Depending on the loan terms, your monthly payments may or may not be reduced. The actual amount of money you save, if any, will vary. Any loan rates quoted are Annual Percentage Rates and are subject to change. Offer is subject to change or end without notice. Offer does not apply to refinancing existing BrightStar CU auto loans. Please call us for our current rate floor (the lowest possible rate at which we can refinance your loan). Your first loan payment due date may range from 30 to 90 days from the loan closing date, based on loan terms and other factors. Your actual rate and term may vary, depending upon your credit history and other factors. Other conditions, restrictions and credit approval apply. Federally insured by NCUA. Ask a representative for complete details.