Personal Loans

Flexible Solutions to Meet Your Financial Needs

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Are you currently a Member at BrightStar Credit Union?*

Yes, I'm a Member


No, but I'm interested in becoming a Member


At BrightStar Credit Union, we understand that life is full of unexpected expenses and opportunities. Whether you’re looking to consolidate debt, cover medical expenses, or finance a major purchase, our personal loans offer flexible solutions to help you achieve your financial goals.

Benefits of a Personal Loan:

  • Flexible Use: This can be used for various purposes like debt consolidation, home improvement, medical expenses, or major purchases.
  • Fixed Interest Rates: Interest rates are usually fixed, providing predictable monthly payments.
  • No Collateral Required: Most personal loans are unsecured, meaning you don't have to put up any assets as collateral.
  • Consolidate Debt: Simplify finances by combining multiple debts into a single loan with a potentially lower interest rate.
  • Quick Access to Funds: Faster approval process compared to other types of loans, allowing quick access to the needed funds.
  • Boost Financial Health: Using a personal loan for debt consolidation can reduce financial stress and improve overall financial health.

*APR=Annual Percentage Rate. Member eligibility is required. Conditions and credit approval apply. A 15.99% APR is currently our as low rate for a personal loan and personal line of credit; your actual rate may vary, depending on credit history and other factors. Rates and offers are subject to end or change at any time. Your actual payment may vary. Offer does not apply to refinancing existing BrightStar CU loans or credit cards.