Savings Options

Couple dealing with a financial adviser at the credit union

Savings Accounts

  1. Earn competitive dividends monthly on savings balances of $25 or more. We’ll even deposit the first dollar for you!1
  2. Easy access to your savings using a BrightStar CU ATM Card (or Visa Check Card when you have a BrightStar Checking account).
  3. Receive statements quarterly or sign-up for free e-Statements and view your statements online. (Paper statement fee may apply.)
  4. Children and young adults can also start saving for their future at BrightStar CU. Ask us about Cosmo Kids Club!

Money Market Accounts, FLEXterm CDs, IRAs

With our FLEXterm CDs, you can choose your own maturity date – anywhere from 30 days to 5 years.

FLEXterm CDs

A BrightStar CU Certificate of Deposit locks in a guaranteed rate for a term that you choose – from 1 month to 60 month terms. Our flexible terms allow you to choose your own maturity date and still benefit from great rates.

  1. Share CD – $500 minimum
  2. Mini Jumbo CD – $50,000 minimum
  3. Jumbo CD – $95,000 minimum

Money Market Accounts

  1. Earn competitive dividends monthly on balances of $2,500 or more.
  2. Tiered rate structure-the higher your balance is, the more you can earn.
  3. Pay no monthly fee if you maintain a minimum balance of $2,500.
  4. Write up to 3 checks per month for free.
  5. Receive statements monthly or sign-up for free e-Statements and view your statements online.
  6. Set up Automatic Transfers to watch your balance grow even faster.

Investment Services

It’s never too early to invest for a brighter tomorrow! The BrightStar CU Investment Center provides a wide variety of products and services available through CUSO Financial Services, L.P. (CFS).

Savings & Wish Accounts

BrightStar CU offers competitive rates on everything from Savings Accounts, CDs, IRA’s and many more to make your money go further.

Wish Accounts

You choose the term from 6 to 24 months. Save for the holidays, vacations or that special purchase.

Individual Retirement Accounts

  1. Our IRA Savings Account pays competitive monthly dividends.
  2. Open an IRA Savings Account with as little as $1.00.
  3. Open one account or multiple IRA accounts throughout the year.
  4. We offer Traditional and Roth IRAs as well as Coverdell ESA options.
  5. IRA CDs are also available.

1. There is a $5 monthly Savings Account participation fee if your Savings balance falls below $500 and you have no other accounts (i.e. checking) with BrightStar CU.

Quick Links

Frequently Asked Questions

When you open a BrightStar CU account, you become a member. Your membership is your passport to a whole world of Credit Union services. Join for as little as $1. Once you’re a member, you’re eligible to apply for other accounts-including checking, loans, credit cards, and more. We offer 3 convenient ways to join:

  1. Submit an application online
  2. Complete a PDF application online, then mail it
  3. Visit your nearest BrightStar CU branch location

Anyone who lives, works or goes to school in Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach OR St. Lucie Counties, Pinellas, Hillsborough, Polk, Osceola, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry and Monroe Counties, Florida. BrightStar CU serves Broward Schools, as we’ve proudly done for over 70 years. We provide services to local Partner Organizations, which offer BrightStar CU as a benefit to their employees. Family members of the above named groups are also eligible to join.