‘Tis the season for giving, but unfortunately, scammers are also in the spirit of taking. At BrightStar Credit Union, your financial security is our top priority. As you embark on your holiday shopping adventures, we want to ensure you stay protected from Scams and other fraudulent activities.

Here are some essential tips to keep in mind:

1. Stay Skeptical of Unsolicited Links: If you receive unsolicited messages or emails with questionable links, resist the temptation to click. When in doubt, contact the party directly, even if it’s your Credit Union.
2. Protect Your Credentials: BrightStar Credit Union will NEVER ask you for your username, password, debit/credit card PIN, or Secure Access Code. If you ever receive a suspicious message, report it promptly here.
3. Gift Cards are NOT Payment: Be cautious if someone requests payment in the form of gift cards. Legitimate entities, including BrightStar Credit Union, Amazon, Apple, PayPal, or government agencies, will NEVER ask for gift cards as payment.
4. Be Wary of Unexpected Wins: If you didn’t enter a sweepstakes and suddenly win, it’s likely a SCAM. Legitimate sweepstakes will not ask for money or personal information to claim your prize.
5. Question Urgent Requests: If you receive urgent requests with specific instructions on sending funds, pause and verify the legitimacy of the communication.
6. Additional Resources: Whether you’re in the giving spirit, pursuing a new job, or searching for love during the holidays, stay informed about potential scams. Explore additional resources on scams at FTC Consumer Information.