Savings Accounts
Apply Now
  • Rate Information: The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
  • Compounding and crediting –Dividends will be compounded every month. Dividends will be credited to your account every month.
  • Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31. If you close your share account before dividends are paid, you will not receive the accrued dividends.
  • Par value of a share: The par value of a share in this account is $1.
  • Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
  • Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
  • Transaction limitations: During any statement cycle, you may not make more than six withdrawals or transfers from a Savings or Money Market account(s) to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer or telephonic order or instruction or by check, draft, debit card, or similar order to a third party. If you exceed the transaction limitations set forth above, your account may be subject to closure by the credit union.
  • Minimum balance requirements: The minimum balance required to open this account is $1. You must maintain a minimum daily balance of $25 in your account each day to obtain the disclosed annual percentage yield and $1 must be maintained to remain a member of BrightStar CU.
  • Fees and charges: Please refer to our fee and service charge schedule for transaction limitation fees and other applicable fees.

Second & Share Savings Account

  • Members are allowed to open multiple savings accounts at the same rate.
  • Rate Information: The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.
  • Compounding and crediting –Dividends will be compounded every month. Dividends will be credited to your account every month.
  • Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31. If you close your share account before dividends are paid, you will not receive the accrued dividends.
  • Fees and charges: Please refer to our fee and service charge schedule for transaction limitation fees and other applicable fees.
  • Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
  • Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.
  • Transaction limitations: During any statement cycle, you may not make more than six withdrawals or transfers from a Savings or Money Market account(s) to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer or telephonic order or instruction or by check, draft, debit card, or similar order to a third party. If you exceed the transaction limitations set forth above, your account may be subject to closure by the credit union.
  • Par value of a share: The par value of a share in this account is $1.
  • Minimum balance requirements: The minimum balance required to open this account is $1. You must maintain a minimum daily balance of $25 in your account each day to obtain the disclosed annual percentage yield and $1 must be maintained to remain a member of BrightStar CU.
Learn more about Share Savings
Apply Now

Related Products

null
Apply for a Loan
Loans For All Reasons
Read More
null
Mortgage Solutions
Apply for your mortgage online.
Read More