Skip-a-Pay

Skip-a-Pay allows eligible members to skip a payment on their qualifying BrightStar Credit Union loans as a reward for their good payment.

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Skip a Payment this year!

Members may choose to "skip" up to two loan payments per year (per loan) as a reward to our members. You are welcome to skip a loan payment if:

  • You have made at least 6 consecutive payments on your loan.
  • Your BrightStar Credit Union accounts are in good standing and your loans are current.

If you have more than one loan at BrightStar CU, you may skip-a-payment on each of your loans. There is a $40 processing fee per skipped loan payment, and you may skip no more than 2 BrightStar Credit Union loan payments (per loan) in a 12 month period.

Are you ready to skip? Just follow these steps!

Online Submission: Complete the Skip-a-Pay Form (Online Only)
Fax or Mailing Submission:

Step 1: Complete the Skip-a-Pay Form (PDF)
Step 2: Stop at a branch, fax, or mail. The form must be received at the Credit Union at least one week prior to the date of the payment you wish to skip.

Drop it off at any BrightStar Credit Union Branch.
Fax it to: BrightStar Credit Union, 954-316-5176
Mail it to BrightStar Credit Union Skip-a-Payment
P.O. Box 8966
Fort Lauderdale, FL 33310-8966

By completing and handing in the form, I authorize Bright Star Credit Union to extend my final loan payment by one month. I authorize BrightStar CU to deduct the $40 processing fee (which is a FINANCE CHARGE) from the account indicated above (or I will enclose a check or a money order for my payment). I understand that interest will continue to accrue on my loan during the month(s) I skip my payment(s). Loan payments normally made by direct deposit or payroll deduction will be deposited into my savings account. BrightStar cannot stop Automatic Clearinghouse (ACH) payments. I understand that if my loan payment is set up to deduct automatically, it is my responsibility to contact my financial institution to stop payment for the month that I will be skipping a loan payment. I understand that skipped payments will result in more periodic payments, increased periodic payment amounts or a larger final payment as determined by the Credit Union in its sole discretion. Please note that credit card, home equity, and mortgage payments are not eligible for this skip-a-payment offer. BrightStar CU reserves the right to deny this offer for any reason. Offer is subject to cancellation. Some restrictions apply. Offer is subject to change at any time. Questions? Call us at 954-486-2728

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Frequently Asked Questions

When you open a BrightStar CU account, you become a member. Your membership is your passport to a whole world of Credit Union services. Join for as little as $1. Once you're a member, you're eligible to apply for other accounts-including checking, loans, credit cards, and more. We offer 3 convenient ways to join:

  • Submit an application online
  • Complete a PDF application online, then mail it
  • Visit your nearest BrightStar CU branch location

Anyone who lives, works or goes to school in Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach OR St. Lucie Counties, Florida. BrightStar CU serves Broward Schools, as we've proudly done for over 70 years. We provide services to local Partner Organizations, which offer BrightStar CU as a benefit to their employees. Family members of the above named groups are also eligible to join.