The 2-2-2

*APR = Annual Percentage Rate. Conditions and credit approval apply. Individuals who meet the lending and account criteria may qualify for rates as low as 2.75% APR* for Platinum Star Members and as low as 3.25% APR* for non-Platinum Star Members for 36 months. Other rates and terms are available. Your actual rate, term and payment may vary, depending on your credit history, loan amount and other factors. Offer does not apply to refinancing of BrightStar CU auto loans. Proof of Public, Charter School, Private School, College or University employment required.

**You may qualify for no payment for up to 90 days. Ask a representative for complete details. You’ll need your loan number and current loan balance from the other financial institution (as well as payment address). Loan balance must be at least $5,000 to be refinanced from another financial institution. We’ll finance up to 130% of NADA (clean retail) depending on credit-worthiness, model year of vehicle (2012 – 2022 models only) and vehicle mileage. Depending on the loan terms, your monthly payments may or may not be reduced. The actual amount of money you save, if any, will vary. Any loan rates quoted are Annual Percentage Rates and are subject to change. Please call us for our current rate floor (the lowest possible rate at which we can refinance your loan). Other conditions, restrictions and credit approval apply. Offer is subject to change or end at any time without notice. Membership eligibility is required. Member NCUA.

***By completing and handing in the form, I authorize Bright Star Credit Union to extend my final auto loan payment by one month. I understand that interest will continue to accrue on my auto loan during the month(s) I skip my payment(s). Loan payments normally made by direct deposit or payroll deduction will be deposited into my savings account. BrightStar cannot stop Automatic Clearing house (ACH) payments. I understand that if my auto loan payment is set up to deduct automatically, it is my responsibility to contact my financial institution to stop payment for the month that I will be skipping a loan payment. I understand that skipped payments will result in more periodic payments, increased periodic payment amounts or a larger final payment as determined by the Credit Union in its sole discretion. Please note that Credit card, Home Equity, Commercial Loans, and Mortgage Payments are not eligible for this Educator’s Break offer. BrightStar CU reserves the right to deny this offer for any reason. Offer is subject to cancellation. Some restrictions apply. Offer is subject to change at any time. Questions? Call us at 954-486-2728.