Educator's Break
Beat the Back to School Blues! Take a break from your Auto Loan payment
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Introducing the new, just for educators, Skip-a-Pay program. Qualified School employees with a BrightStar with NO processing fees!

You can take a break from a loan payment if:

  • Your BrightStar Credit Union accounts are in good standing and your loans are current.
  • You may not take more than 2 payment breaks on your BrightStar Credit Union loan per rolling 12 month period.
  • if you don't have an auto loan with Brightstar CU we may be able to lower your existing payments by refinancing your current auto loan... Refinance Now.

Ready to take a break?

  • Step 1: Apply online or complete the Educators Break Form (PDF)
  • Step 2: For PDF submissions only - Stop at a branch, fax, or mail. The form must be received at the Credit Union at least one week prior to the date of the payment you wish to break.

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By completing and handing in the form, I authorize Bright Star Credit Union to extend my final auto loan payment by one month. I understand that interest will continue to accrue on my auto loan during the month(s) I skip my payment(s). Loan payments normally made by direct deposit or payroll deduction will be deposited into my savings account. BrightStar cannot stop Automatic Clearing house (ACH) payments. I understand that if my auto loan payment is set up to deduct automatically, it is my responsibility to contact my financial institution to stop payment for the month that I will be skipping a loan payment. I understand that skipped payments will result in more periodic payments, increased periodic payment amounts or a larger final payment as determined by the Credit Union in its sole discretion. Please note that Credit card, Home Equity, Commercial Loans, and Mortgage Payments are not eligible for this Educator’s Break offer. BrightStar CU reserves the right to deny this offer for any reason. Offer is subject to cancellation. Some restrictions apply. Offer is subject to change at any time. Questions? Call us at 954-486-2728