What is Tap to Pay on iPhone?

Tap to Pay on iPhone lets you accept contactless payments directly on your iPhone — no additional hardware or card reader needed. Customers simply tap their card, Apple Pay, or digital wallet at the top of your phone.

Which iPhones support Tap to Pay?

Tap to Pay requires iPhone Xs or later running iOS 15.5 or later. You'll also need an active internet or cellular connection.

What payment types can I accept?

You can accept contactless debit cards, credit cards (Visa, Mastercard, American Express, Discover), Apple Pay, Google Pay, and other NFC-enabled digital wallets.

Yes. All transactions are encrypted using iPhone's built-in security features. Card numbers are never stored on your device. Each transaction uses industry-standard tokenization and encryption.

Do I need a BrightStar business account?

Yes. Tap to Pay and Autobooks are available through BrightStar's mobile banking app for business account holders. If you don't have a business account, we can help you open one.

Autobooks is a payment and invoicing platform built into your BrightStar mobile banking app. Beyond Tap to Pay, it lets you send invoices, accept online payments, track who's paid, and manage your cash flow.

How much does it cost?

There are transaction fees associated with accepting card payments. Contact our business banking team for current pricing details. There are no monthly subscription fees for the Autobooks platform through BrightStar.

How do I get started?

Log in to your BrightStar mobile banking app and look for the Autobooks / Receive Payments option, or click the "Get Started" button on this page. You can also contact our business banking team for help with setup.

Routing #:Routing Number: 267078299

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Accept Payments (Autobooks)

Accept payments anywhere with your iPhone. Send invoices, track payments, and manage cash flow — all through BrightStar's mobile banking app.

Accept Payments Anywhere with Your iPhone

Transform your iPhone into a complete payment solution. No additional hardware needed. Accept debit and credit cards, Apple Pay, and other digital wallets — all with the security of iPhone.

Get Started with Tap to Pay

Why Tap to Pay on iPhone?

No Payment Terminals Needed

Accept in-person payments with only your iPhone. No card readers, dongles, or extra hardware to buy or carry.

Contactless Transactions

Customers simply tap their card or device at the top of your iPhone. Fast, modern, and touch-free.

Accept All Payment Types

Debit cards, credit cards, Apple Pay, Google Pay, and other digital wallets. Your customers choose how they pay.

Secure & Private

Every transaction is encrypted and processed with the built-in security of iPhone. Card numbers are never stored on your device.

How Tap to Pay Works

Accept payments with Tap to Pay on iPhone through BrightStar's mobile banking app in four simple steps.

1. Enable

Open your BrightStar mobile banking app on your iPhone and enable Tap to Pay on iPhone.

2. Enter Amount

Enter the amount to be paid, then present your iPhone to the customer.

3. Customer Taps

Your customer holds their card or device at the top of your iPhone, over the contactless symbol.

4. Done

When you see the "done" checkmark, the transaction is complete. It's that simple.

Get Paid On the Go

Tap to Pay on iPhone allows you to run your business or nonprofit from anywhere. All it takes are a few simple steps and your iPhone.

Get Started

More Than Just Payments

Autobooks through BrightStar gives you a complete suite of tools to manage your business finances.

Send Invoices

Create and send professional invoices to your customers. Get paid online with a secure payment link.

Track Payments

See which invoices are paid, pending, or overdue. Know exactly where your money stands at all times.

Manage Cash Flow

All your payment activity in one place. Simplify bookkeeping and spend less time on accounting.

Perfect For

Small Businesses — Retailers, service providers, and pop-up shops

Nonprofits — Accept donations and event payments on the spot

Freelancers — Collect payments from clients wherever you meet

Market Vendors — Accept cards at farmers markets, craft fairs, and festivals

Mobile Services — Landscapers, cleaners, and contractors on the go

Professional Services — Consultants, tutors, and personal trainers

*Requires an internet or cellular connection and an iPhone Xs or later with iOS 15.5 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Apple, iPhone, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.