ScoreCard® Rewards Program
Turn your everyday purchases into exciting rewards! Use your BrightStar debit card to earn points on qualifying purchases — and redeem them for gift cards, merchandise, and travel.
Enroll in ScoreCard® Rewards
How It Works
500 Bonus Points
Earn 500 bonus points just for signing up for the ScoreCard® Rewards Program with your BrightStar debit card.
1 Point per $4 Spent
Get 1 point for every $4 spent on all qualifying signature-based debit card purchases.**
Redeem for Rewards
Use your accumulated points for gift cards, brand-name merchandise, and travel rewards.
Unlock Rewards with Your BrightStar Debit Card
Choose how you want to redeem your points — gift cards, merchandise, or travel.
Gift Cards
Choose from a wide variety of popular retailers and restaurants. Perfect for treating yourself or gifting to someone special.
Merchandise
Select from an extensive catalog of brand-name products — electronics, home goods, sporting equipment, and more.
Travel Rewards
Use your points for flights, hotel stays, and unforgettable experiences. Plan your next vacation with rewards.
💡 Tip: Maximize Your Points
To earn points on your debit card purchases, choose "credit" instead of "debit" at checkout (signature-based, not PIN-based). This counts as a qualifying purchase eligible for ScoreCard® Rewards points.
Frequently Asked Questions
Find answers to common questions about our checking accounts and services.
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Disclosures
*Only debit cards issued in the United States and in good standing may be eligible to participate in ScoreCard® Rewards. Business Account debit cards are not eligible for this program. Additional exclusions of cards may apply. We reserve the right to determine in our sole discretion whether a particular debit card or cardholder is eligible to participate in ScoreCard® Rewards.
**Only Qualifying Purchases with an enrolled debit card can earn points. A "Qualifying Purchase" is any signature-based purchase, Internet purchases, phone or mail order purchases, bill payments, contactless purchases (purchases made by holding your debit card or other device up to a secure reader instead of swiping your card), or small dollar purchases for which you are not required to sign, made with an enrolled debit card, which is processed or submitted through the Visa U.S.A. Inc. payment system. Do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled debit card if you want to earn points for such purchases. PIN-based purchases, purchases you initiate through identification technology that substitutes for a PIN, cash advances, ATM transactions, fees charged by us, or transactions that are not processed or submitted through the Visa U.S.A. Inc. payment system are not Qualifying Purchases. We reserve the right to determine in our sole discretion whether a particular debit card transaction is a Qualifying Purchase.
Ready to Start Earning Rewards?
Enroll in ScoreCard® Rewards today and start earning points on your everyday BrightStar debit card purchases.