A Credit Card Designed Just for Educators!
This special credit card far exceeds other available cards in the marketplace. Offered only by YOUR Credit Union, just for educators. Proof of Charter School, Private School, College or University employment is required.
- 0% APR* on purchases for 12 months, then as low as 12.49% APR
- 3.99% APR* on balance transfers for 12 months
- Credit limits up to $50,000
- NO annual fee and NO balance transfer fee
Features & Benefits
0% APR on Purchases
Enjoy 0% APR on purchases for the first 12 months — then as low as 12.49% APR based on creditworthiness.
3.99% Balance Transfers
3.99% APR on balance transfers for 12 months with NO balance transfer fee. Consolidate and save.
Earn Reward Points
Earn points towards gift cards, cash back, travel rewards, and more on every purchase.
No Annual Fee
No annual fee, no penalty rates, and the same low interest rate on balance transfers and cash advances as on purchases.
Credit Limits up to $50,000
High credit limits give you the purchasing power you need for everyday expenses and larger purchases.
NortonLifeLock™ Protection
Complimentary NortonLifeLock Identity Theft Protection included at no extra cost — security you can count on.
Frequently Asked Questions
Find answers to common questions about our checking accounts and services.
Showing of questions
Contact us
No questions match your search
Disclosures
*APR = Annual Percentage Rate. Certain terms, conditions and exclusions apply. Conditions and credit approval apply. Rates are based on individual credit history and other factors. Actual rates may vary. Proof of Public, Charter School, Private School, College or University employment required. All educational retirees are eligible. Balances on existing BrightStar Credit Cards may not be transferred at this special promotional rate. The above information is accurate as of 01/01/26, all rates displayed are subject to change without notice. Membership eligibility required. Paycheck stub or school ID required. Federally insured by NCUA.
**The Introductory Balance Transfer APR is 3.99% for the Educator Rewards Platinum Visa on new accounts within 60 days of the approval for the first 12 billing cycles of the Account, thereafter 12.49% to 18.00%, only applies to balance transfers from other financial institutions. Rates are subject to change.
Ready to Start Earning Rewards?
Apply today for the Educator Rewards Visa® Platinum Card and enjoy 0% APR for 12 months, no annual fee, and rewards on every purchase.