Going electric shouldn't cost more to finance. BrightStar makes it easy to get behind the wheel of an electric or plug-in hybrid vehicle with lower payments, no payments for 90 days, and an exclusive rate discount.
Why Finance an EV with BrightStar?
No Payments for 90 Days
Drive your new EV home today and enjoy 90 days before your first payment is due — giving you breathing room to settle in.
Lower Monthly Payments
With terms up to 84 months and competitive rates, your monthly payment stays comfortable while you save on fuel and maintenance.
0.25% Rate Discount
Get an automatic 0.25% discount off our already low auto loan rate when you finance an electric or plug-in hybrid vehicle.
What You Get
EV Loan Rate — As Low As
@5.00% APR*
Preferred Members
Standard: @5.25% APR
Eligible Vehicles
Fully Electric
Tesla, Rivian, BMW iX, Hyundai Ioniq, Chevy Equinox EV, Nissan Leaf, Ford Mustang Mach-E, Kia EV6, and more.
Plug-in Hybrid
Toyota RAV4 Prime, Jeep Wrangler 4xe, Ford Escape PHEV, Kia Sportage PHEV, Chrysler Pacifica Hybrid, and more.
New & Used
Both new and pre-owned electric and plug-in hybrid vehicles qualify. You can also refinance an existing EV loan from another lender.
The Real Cost of Going Electric
Save $1,000 to $2,000 per year on fuel — electricity costs a fraction of gas per mile
Lower maintenance costs — no oil changes, fewer brake replacements, no transmission issues
Federal tax credits up to $7,500 on qualifying new EVs (consult your tax advisor)
Florida has no state income tax — your federal EV credit goes further
Reduce your carbon footprint — the average EV produces 50-70% fewer emissions
Many employers and utilities offer EV charging incentives and rebates
EV Loan FAQ
Find answers to common questions about our checking accounts and services.
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Ready to Go Electric?
Apply for a BrightStar EV loan and save 0.25% on your rate. Better for your wallet, better for the planet.