Does BrightStar Credit Union sell insurance directly?

BrightStar partners with trusted insurance providers to offer coverage options to our members. We help connect you with the right coverage, but insurance policies are issued by our partner companies.

What is GAP insurance and do I need it?

GAP (Guaranteed Asset Protection) insurance covers the difference between your vehicle's actual cash value and the remaining loan balance if your car is totaled or stolen. It's especially valuable for newer vehicles that depreciate quickly.

What does Debt Protection cover?

Debt Protection helps safeguard your loan balance in the event of covered circumstances such as disability, involuntary unemployment, or loss of life. It helps ensure your loan doesn't become a financial burden during difficult times.

Is AD&D insurance really free?

Yes, Accidental Death & Dismemberment coverage is provided at no cost to eligible BrightStar members. It's one more way we help protect the people who matter most to you.

Do I need insurance verification for my auto or home loan?

Yes, if you have a vehicle or property financed with BrightStar, your loan agreement requires full insurance coverage while it serves as collateral. We make it easy to submit and verify your insurance.

What is Mechanical Repair Coverage (MRC)?

MRC helps cover the cost of certain mechanical breakdowns after your manufacturer's warranty expires. It protects your budget from unexpected repair bills.

How do I get started with any of these insurance products?

Click "Learn More" on any product above, visit a BrightStar branch, or call us at (954) 486-1344. Our team can help connect you with the right coverage for your needs.

Important Message: In observance of Independence Day, our offices will be closed on Friday, July 3, 2026, and Saturday, July 4, 2026. Our ATMs, Online Banking, and Call24 will remain available for your convenience.

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Protection for What Matters Most. Explore insurance options from trusted partners — auto, life, GAP, debt protection, and more.

Protection for What Matters Most

At BrightStar Credit Union, we believe financial wellness goes beyond banking. It's about protecting your family, your future, and everything you've worked hard to build.

Through trusted insurance partners, we offer coverage options designed to bring peace of mind when life takes an unexpected turn.

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