Name your goal. Watch it grow. Best for members saving for something specific — vacation, car, wedding, home down payment.
Wish Account Perks
Earn Monthly Dividends
Watch your savings grow with dividends compounded and credited monthly.
Unlimited Deposits
Make deposits anytime you like — no caps, no limits on how much you can save.
Flexible Terms
Choose a term that fits your goal — anywhere from 6 to 24 months.
Only $1 to Open
Get started with just $1 — no large upfront commitment required.
Stay on Track
Dividends stay in your account until maturity, helping you stick to your savings plan.
Auto Goal Transfer
Funds transfer automatically to your account when your goal date is reached.
$25 Daily Balance to Earn
Maintain a minimum daily balance of $25 to earn the disclosed APY.
What Are You Saving For?
A Wish Account is perfect for any goal you have your eye on. Some popular ones our members save for:
Vacation
Dream trip, family getaway, or that bucket-list destination.
New Car
Build your down payment or pay cash for your next vehicle.
Wedding
Cover your big day — venue, dress, honeymoon, and everything in between.
Home Down Payment
Save toward the keys to your first or next home.
Wish Account Questions, Answered
Find answers to common questions about our checking accounts and services.
Showing of questions
Contact us
No questions match your search
Disclosures: APY = Annual Percentage Yield. Minimum opening deposit of $1 required. A minimum daily balance of $25 must be maintained to earn the disclosed APY. Terms range from 6 to 24 months. Early withdrawals may be subject to a penalty. Dividends are compounded and credited monthly. Additional terms and restrictions apply.
Ready to Start Saving Toward Your Goal?
Open a Wish Account in minutes and put your savings on autopilot.