3 Month CD — Grow Your Money Fast
Need a safe place to park your cash for just a few months? BrightStar's 3 Month CD gives you a guaranteed rate with our shortest commitment — so your money earns more without being tied up.
3 Month CD — Earn
3.75% APY*
Guaranteed fixed rate for 3 months
The Quickest Way to Earn More
With just a 90-day commitment, our 3 Month CD is perfect for members who want to earn a guaranteed return while keeping their money accessible in the near term. No market risk, no rate surprises.
- ✓ Guaranteed fixed rate for the full 3-month term
- ✓ NCUA insured up to $250,000
- ✓ Daily compounding, credited monthly
- ✓ Flexible options at maturity — renew, withdraw, or change terms
Why a 3 Month CD?
Ultra-Short Commitment
Just 90 days. Your money is back in your hands in no time — perfect for short-term goals.
Better Than Savings
Earn more than a standard savings account with a rate that's guaranteed — no fluctuations.
Zero Risk
Your deposit is federally insured by NCUA up to $250,000. Your rate is locked — no surprises.
Ideal For
Short-term savers — earn more while waiting for a bigger purchase or investment opportunity
Business owners — park quarterly reserves and earn guaranteed returns between expenses
CD ladder starters — use a 3 Month CD as the short rung for a diversified CD strategy
3 Month CD Questions, Answered
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Ready to Lock In Your Rate?
Open a 3 Month CD online in minutes. Ultra-short term, guaranteed returns.