Early Pay is a free benefit for BrightStar Credit Union members. When your employer sends your paycheck via direct deposit, we post the funds to your account up to two days before the official payday.

How do I get paid early?

Simply set up direct deposit with your employer using your BrightStar checking account number and routing number (267078299). Once your employer submits your paycheck, the funds can be available up to two days early.

Is there a fee for Early Pay?

No. Early Pay is a free benefit for all BrightStar Credit Union members with direct deposit. There are no extra fees or charges.

Which accounts qualify for Early Pay?

Any BrightStar checking account that receives payroll direct deposits is eligible for Early Pay, including Free Checking, Interest Checking, Advantage Checking, and Educator Interest Checking.

Is Early Pay guaranteed?

Early access to funds depends on when the sender (your employer) submits the payment file. In most cases, you'll receive funds up to two days early, but the exact timing depends on your employer's payroll schedule.

Do I need to sign up for Early Pay?

No separate sign-up is needed. Once you have direct deposit set up with your BrightStar checking account, Early Pay is automatic.

What if I'm not a member yet?

You can join BrightStar Credit Union and open a free checking account in just a few minutes. Once your account is open, set up direct deposit with your employer and you'll be eligible for Early Pay.

Where do I find my account and routing number?

Your routing number is 267078299. Your account number can be found in Online Banking, on your BrightStar debit card, or on a check. You can also visit any branch or call us at 800-637-BSCU (2728) for assistance.

Routing #:Routing Number: 267078299

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Get Paid Early with BrightStar

Get your paycheck up to two days early when you set up direct deposit with BrightStar Credit Union. Available to all members — no extra fees.

Get Paid Up to 2 Days Early

Stop waiting for payday. When you set up direct deposit with BrightStar Credit Union, your paycheck can hit your account up to two days early — so your money is ready when you need it.

How It Works

1. Become a Member

Open a BrightStar checking account if you don't already have one. It only takes a few minutes.

2. Set Up Direct Deposit

Provide your BrightStar account and routing number (267078299) to your employer's payroll department.

3. Get Paid Early

Once your employer sends your paycheck, you'll see the funds posted up to two days before the official payday.

Why Members Love Early Pay

Pay bills on time — access your paycheck before due dates hit

No extra fees — Early Pay is a free benefit for all BrightStar members

Automatic — once direct deposit is set up, Early Pay happens every pay period

Less stress — no more waiting until Friday when your bills are due Wednesday

Works with any employer — if your employer supports direct deposit, you qualify

Safe & secure — your deposits are federally insured by NCUA up to $250,000

Your Direct Deposit Info

Give this information to your employer's payroll department to set up direct deposit.

Routing Number

267078299

Account Number

Your BrightStar checking account number
(found in Online Banking or on your checks)

Not a Member Yet?

Join BrightStar Credit Union to start getting paid early. Open a free checking account and set up direct deposit — it only takes a few minutes.

No monthly fees on Free Checking

Free Visa debit card

Mobile banking & bill pay

Early Pay with direct deposit

Already a Member?

You're already eligible! Just set up direct deposit with your employer using your BrightStar account and routing number. Your next paycheck could arrive early.

Need Help Setting Up?

Download our direct deposit form or visit any branch for assistance.

Direct Deposit Info