Bright Futures Start Young
Empower your child with the tools to learn, save, and grow. BrightStar Credit Union’s Youth Banking Program makes money fun, educational, and rewarding—from their first savings goal to college and beyond.
Youth Checking Account – Smart Starts Here
Our free Youth Checking Account teaches young members how to manage their money, track spending, and build budgeting skills. Perfect for teens starting their first job or getting an allowance.
Perks:
- No monthly maintenance fees
- Online banking and mobile app access
- Real-time transaction alerts for parents
Youth Savings Account – Dream, Save, Repeat
Whether it's for a toy, a tablet, or a college fund, our free Youth Savings Account encourages young savers to set goals and reach them.
Perks:
- Earn dividends on savings
- Easy online transfers
- Great for teaching delayed gratification
5 for $25 – Learn & Earn
Kids can earn a $25 bonus just by watching 5 short educational videos on saving and spending. It's an easy, interactive way to get started with financial literacy.
Perks:
- Fun, age-appropriate content
- Builds strong financial foundations
- Immediate reward = positive reinforcement
Cosmos Kids Club (Ages 0–12) – Save & Get Rewarded
BrightStar's youngest members can join the Cosmos Kids Club and earn prizes for building good savings habits. Kids will love the fun extras and feel proud of every deposit they make.
Perks:
- Prizes for saving
- Birthday surprises
- Invitations to special events
Student Loans – Fuel Their Dreams
When it's time for college, BrightStar has their back. Our student loans help cover tuition, books, housing, and more—with competitive rates and flexible terms for every type of learner.
Perks:
- Loans for undergrad and grad programs
- Multiple repayment options
- Trusted support from application to graduation