Educator Interest Checking Account

Introducing the Educator Interest Checking Account, designed exclusively for school employees like you.

Premium Banking Features

Enjoy premium benefits with no hidden costs

Earn Interest

Watch your money grow with competitive interest rates. Earn 1.00% APY* on your average daily balance of $500 or more!

No Monthly Fees

Enjoy free banking with e-statements. No hidden charges or monthly maintenance fees.

No Overdraft Fees

Say goodbye to overdraft and courtesy pay fees. We've got you covered.

Free Checks

Receive 1 free box of checks annually. Order your checks hassle-free.

Debit Rewards

Earn 1,000 bonus points with your debit card. Shop and earn rewards.

Early Pay Access

Get your paycheck up to 2 days early with direct deposit.

Global Banking

Travel worry-free with no foreign transaction fees on international purchases.

Account Terms & Features

Debit Card

Free/ Unlimited usage. May qualify to earn rewards.

Online Banking

Free

Bill Pay

Free

e-Statements

Free

Rate Information

The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Compounding and Crediting

Dividends will be compounded every month. Dividends will be credited to your account every month.

Dividend Period

For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends.

Daily Balance Computation Method

Dividends are calculated by the average daily balance method which applies a daily periodic rate to the balance in the account each day.

Minimum Balance Requirements

The minimum balance required to open this account online is $1. Please refer to our fee and service charge schedule for applicable fees. You must maintain a minimum average daily balance of $500 in your account each day to obtain the disclosed annual percentage yield.

Transaction Limitations

No transaction limitations apply to this account.

Fees and Additional Information

Statements: $5 per statement
Courtesy Pay: Yes, must opt-in
Overdraft Protection: Available
Share Branch Accessibility: Yes
Additional fees may apply - Please refer to our fee and service charge schedule

*APY= Annual Percentage Yield. Membership eligibility required. Certain terms, conditions and exclusions apply. Conditions and credit approval apply. Rates are based on individual credit history and other factors. Actual rates may vary. Paycheck stub or school ID required. Federally insured by NCUA. Promotions may change or end without notice.

**The 1,000 points on debit card rewards are only eligible for new checking account holders. BrightStar Credit Union members who are upgrading their existing checking account to the Educator Interest Checking account are only eligible for sign-on rewards of 500 points