Terms & Conditions

Effective Date: Feb, 10th 2026

Welcome to the BrightStar Credit Union website. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

Use of Website

This website is provided for informational and service-related purposes only. You agree to use this site lawfully and in accordance with these Terms and Conditions.

You may not:

• Use the website for any unlawful or fraudulent purpose
• Attempt to gain unauthorized access to systems or data
• Copy, modify, distribute, or exploit content without authorization

Membership and Account Access

Certain services and content on this website are available only to BrightStar Credit Union members. Access to online banking and account-related services is governed by separate agreements, disclosures, and policies provided at account opening or enrollment.

In the event of any conflict, those agreements will govern over these website Terms and Conditions.

Accuracy of Information

We strive to ensure the information on this website is accurate and up to date. However, BrightStar Credit Union does not guarantee the completeness, accuracy, or timeliness of information provided.

Rates, terms, and product features are subject to change without notice and may not reflect the most current offerings.

Intellectual Property

All content on this website — including text, graphics, logos, icons, images, and software — is the property of BrightStar Credit Union or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Use of BrightStar Credit Union trademarks or content without prior written consent is strictly prohibited.

Third-Party Links

This website may contain links to third-party websites for your convenience. BrightStar Credit Union does not control, endorse, or assume responsibility for the content, privacy practices, or availability of those sites.

Accessing third-party websites is at your own risk.

Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis. BrightStar Credit Union makes no warranties, express or implied, regarding the operation, availability, or content of the website.

We disclaim all warranties to the fullest extent permitted by law, including implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

To the maximum extent permitted by law, BrightStar Credit Union shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of or inability to use this website.

Privacy

Your use of this website is also governed by our Online Privacy Policy, which explains how we collect, use, and protect your information when interacting with us online. For information about how BrightStar Credit Union handles your nonpublic personal information generally, please review our Privacy Notice.

Changes to These Terms

BrightStar Credit Union reserves the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to this website. Continued use of the website constitutes acceptance of the updated terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with applicable federal laws and the laws of the state in which BrightStar Credit Union operates, without regard to conflict-of-law principles.