Legal Disclosures
BrightStar Credit Union is committed to transparency and protecting our members. Below you will find our policies, legal disclosures, and account-related documents. Disclosures are subject to change at any time.
Policies & Legal
Review our privacy policies, website terms, and messaging terms that govern your relationship with BrightStar Credit Union.
Terms & Conditions
Terms governing your use of the BrightStar Credit Union website, including acceptable use, intellectual property, and limitations of liability.
Online Privacy Policy
How we collect, use, and protect information when you visit our website, use our digital services, or interact with us online.
Privacy Notice
Our federal privacy notice explaining how we collect, share, and protect your nonpublic personal information as a member.
SMS/Text Messaging Terms
Terms for our SMS/text messaging programs, including opt-in, opt-out procedures, message frequency, and data rates.
Account Disclosures
Click any link below to open the disclosure document (PDF). Adobe Reader may be required to view and print some documents.
- Consumer Schedule of Fees
- Business Schedule of Fees
- Credit Card Line of Credit Agreement and Disclosure Statement
- Listing of Mortgage Loan Originators
- Conducting Your Transactions Online
- Mobile Deposit Service Agreement
- Educator Rewards Credit Card Disclosure
- Business Elite Rewards Credit Card Agreement
Disclosures are subject to change at any time. Contact us for the most current versions.
Important Notices
Important Information About Procedures for Opening a New Account
The USA PATRIOT Act requires financial institutions to obtain, verify, and record information that identifies each individual or legal entity that opens an account, to help prevent fraud, identity theft, and the spread of terrorism.
When you open a new account or request a loan, you may be asked to provide one or more of the following forms of identification: driver's license, passport (and country of issuance), U.S. taxpayer identification number, alien ID card, or any other government-issued document evidencing nationality or residence. Your cooperation is greatly appreciated.
Website Use & Copyright Notice
Copyright
© 2004– BrightStar Credit Union. All Rights Reserved. All information contained on or available via the BrightStar Credit Union website is protected by copyright law in the United States and other countries. Unless otherwise specified, no one has permission to copy, display, distribute, republish, or create derivative works from such information in any form.
Permitted Use
You are authorized to view information on this website for your own informational purposes only and to print pages from this website for your own personal, non-commercial use only.
Third-Party Links
Links to third-party websites are provided for your convenience. Such sites are not within our control and may not follow the same privacy or security standards as ours. The third party is responsible for the content and availability of its sites, partners, or advertisers.
Disclaimer of Warranties
The information contained in or accessed via this website is provided "as is" without warranty of any kind, either expressed or implied. No warranty is made that operation of this website shall be error-free, virus-free, or uninterrupted. This website could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.
BrightStar Credit Union makes no warranty with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. For all products and services described on this website, conditions, credit approval, and other qualifications may apply. All information, including rates, fees, and other conditions, is subject to change at any time. Any and all offers made on this website are subject to change or end without notice. Please ask a representative for complete details.
For information about how we protect your information, please see our Online Privacy Policy and Privacy Notice.
Questions?
If you have questions about any of these policies or disclosures, please contact us at 954-486-2728 or visit any BrightStar Credit Union branch location.