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Routing #: 267078299
BrightStar Credit Union
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Debt Protection

Safeguard what matters. Debt Protection provides financial security knowing your loan will not become a burden in times of hardship.

Safeguard What Matters

More than ever, we all worry about things that might happen tomorrow. Debt Protection provides an important sense of financial security, knowing your loan will not become a burden to you in times of hardship.

Benefits of BrightStar Debt Protection

Peace of Mind

Useful for Unexpected Events

Life is unpredictable. There is a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. That's why it is important you take action to safeguard your family against these types of events to help ensure loan payments can be made on time.

Protect Your Loan and Your Family

Under the BrightStar Credit Union Debt Protection program, your loan balance may be canceled or your monthly loan payments canceled without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected.

Coverage

Plan Options Can Cover

Involuntary unemployment
Disability
Death or a terminal condition

The Program May:

Cancel a loan payment for up to 3 months, $500 per month
Cancel a loan payment for up to 12 months, $1,000 per month
Cancel the remaining balance on a loan up to $50,000

Frequently Asked Questions

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Disclosures

This product is optional. Your purchase of debt protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.

Additional disclosures: We will give you additional information before you purchase the debt protection. This information will include a copy of the contract containing the terms and conditions of debt protection.

Eligibility requirements, conditions, and exclusions: There are eligibility requirements, conditions, and exclusions that could prevent you from receiving debt protection benefits. You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program.

Protect Your Loans Today

Add Debt Protection to your BrightStar loans for peace of mind. Contact us or visit a branch to learn more.