Low Rates. No Fees. Real Cash Back.

Are you searching for a cash back credit card with no annual fee, low interest, and real daily rewards? Whether you’re in Broward, Miami-Dade, or Palm Beach County, the BrightStar Visa® Platinum Cash Rewards Card is one of the best credit card options from a Florida credit union.

This is more than just a card—it’s a smarter way to spend and save. Backed by BrightStar Credit Union, we’ve designed a rewards credit card that delivers cash back, low APR offers, and no fees, helping you make the most of your money.

Why This Card is a Florida Favorite

Earn Unlimited 1.5% Cash Back
Every time you use your card—for groceries in Lee County, gas in Collier, or takeout in Sarasota—you’ll earn 1.5% cash rewards on all purchases, with no categories or limits to track.

0% Intro APR on Purchases for 6 Months
Make large purchases now and pay later—with 0% APR for the first 6 months. After that, enjoy rates as low as 16.24% APR.

3.99% APR on Balance Transfers for 12 Months
Looking to consolidate debt from other cards? Transfer your balance and lock in a 3.99% introductory APR for 12 months—with no balance transfer fees.

No Annual Fee or Hidden Charges
This card keeps your wallet happy with no annual fees, no balance transfer fees, and no surprises—a rarity among many big-bank credit cards.

Free Identity Theft Protection
Your security matters. Enjoy added peace of mind with NortonLifeLock™ Identity Theft Protection, included at no extra cost.

A Credit Card Built for Floridians

Whether you’re relaxing in Naples, working in Fort Lauderdale, or shopping in Orlando, BrightStar’s Visa Platinum Cash Rewards Card is accepted nationwide and backed by a trusted Florida credit union.

We proudly serve members across:

Broward, Miami-Dade, Palm Beach, Collier, Lee, Martin, St. Lucie, Pinellas, Hillsborough, Polk, Osceola, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry, and Monroe counties.

Compared to Other Cash Back Cards…

Many big-name cards offer tiered rewards, complex rotating categories, or high annual fees. BrightStar’s Visa Platinum stands out as one of the best low-interest credit cards in Florida — combining simplicity, flexibility, and everyday savings.

Who Should Apply?

This card is ideal for:

  • Anyone looking for a low-interest cash back credit card
  • Florida residents who want a no-fee credit card
  • People with balances to transfer from higher-rate cards
  • Shoppers who want simple, automatic rewards with every purchase

Apply Today & Start Earning Cash Back

Make the switch to smarter spending with the BrightStar Visa Platinum Cash Rewards Card.
Apply Now or visit your nearest BrightStar Credit Union branch to get started.