Auto Refinance

Refinance today and take advantage of Educator's Break!

Refinance Now

Being a teacher has its perks- especially with BrightStar! As a reward for all you do as an educator, we are helping you refinance your car loan. This may help you get a lower rate, shorten your term, and allow you to skip a few payments.

What are you waiting for?

  • Step 1: If you do not have an auto loan with us yet, start by refinancing and get approved for a better rate.
  • Step 2: Take a break from your payment.Our Educator's Break program, allows Broward County school employees to skip up to 2 auto loan payments a year with no extra fees.

*APR = Annual Percentage Rate. Conditions and credit approval apply. Individuals who meet the lending and account criteria may qualify for rates as low as 1.75% APR* for Platinum Star Members and as low as 2.25% APR* for non-Platinum Star Members for 36 months. Other rates and terms are available. Your actual rate, term and payment may vary, depending on your credit history, loan amount and other factors. Offer does not apply to refinancing of BrightStar CU auto loans.

**Receive a $150 rebate when you refinance an auto loan of $20,000 or greater; $75 rebate for auto loans of $10,000 to $19,999. No rebate on loans less than $10,000. You’ll need your loan number and current loan balance from the other financial institution (as well as payment address). Loan balance must be at least $5,000 to be refinanced from another financial institution. Rebate is not guaranteed and will depend on credit history and other factors. We’ll finance up to 130% of NADA (clean retail) depending on credit-worthiness, model year of vehicle (2011-2021 models only) and vehicle mileage. Depending on the loan terms, your monthly payments may or may not be reduced. The actual amount of money you save, if any, will vary. Any loan rates quoted are Annual Percentage Rates and are subject to change. Offer is subject to change or end without notice. Offer does not apply to refinancing existing BrightStar CU auto loans. Please call us for our current rate floor (the lowest possible rate at which we can refinance your loan). Your actual rate and term may vary, depending upon your credit history and other factors. Other conditions, restrictions and credit approval apply. Member NCUA. This sale includes no payments for 90 days from the date of loan origination. Offer is subject to change or end at any time without notice. Membership eligibility is required. Ask a representative for complete details.